MERITRUST

8710 E 32ND ST N
Wichita, KS 67226

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63283
Date Established 1935
Assets $1,294.30 million
Loans $1,034.25 million
Deposits $1,067.01 million
Capital $125.12 million

Meritrust is an NCUA insured institution located in Wichita, KS. It was founded in 1935 and has approximately $1294.3 millions in assets.

Who can join?

You can if...

You live, work or worship or are related to someone who lives, works or worships in one of the following counties:

Riley, Pottawatomie, Geary, Dickinson, Saline, Morris, Lyon, Osage, Douglass, Chase, Marion, McPherson, Harvey, Butler, Sedgwick, Sumner, or Cowley

You are an employee, or retired employee, of The Boeing Company or any subsidiary of The Boeing Company and Spirit AeroSystems, Inc.

You’re part of an organizational account recognized by Boeing as an employee association, whether incorporated or not, such as The Boeing Employees Association, The Boeing Employees Motorcycle Club and similar hobby clubs.

You are an employee of the Wichita Boeing Employees Association or Meritrust Credit Union.

Field of Membership Restrictions

Membership in Meritrust Credit Union is open to those who live, worship or work in Riley, Pottawatomie, Geary, Dickinson, Saline, McPherson, Harvey, Sedgewick, Sumner, Cowley, Butler, Marion, Chase, Morris, Lyon, Osage, or Douglas Counties in Kansas. Membership is also open to employees or retirees of The Boeing Company, its subsidiaries and Spirit AeroSystems, Inc., and members of Boeing employee associations.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.56% $2,001 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
Special: 25 Mo FIRA
2.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
0.55% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.55% $500 - Learn MoreShow Less
24 Mo CD
2.00% $500 - Learn MoreShow Less
Special: 25 Mo CD
2.50% $500 - Learn MoreShow Less
36 Mo CD
2.25% $500 - Learn MoreShow Less
60 Mo CD
2.65% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.65% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $1,000 $9,999 Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MERITRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.777% 3.750% 0.38 $832 $1,158 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to MERITRUST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Meritrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Meritrust Locations


Financial Details

Meritrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Meritrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Meritrust U.S. Average
5.21% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Meritrust had $5,718,854 in non-current loans and $1,168,513 in owned assets. To cover these potential losses it had $125,117,503 in net worth and $6,962,630 in loans loss reserves. That gives it a Texas Ratio of 5.21%.

Net Worth
Meritrust U.S. Average
9.66% 13.47%

Meritrust FCU has a net worth of 9.66% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Meritrust

Branches and Savings

What is Meritrust?

A federal credit union, registered with the NCUA under certificate #63283.
Learn more about credit unions here.

Is Meritrust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Meritrust?

Please see Field of Membership information above for information on who is eligible to join.

What are Meritrust's share account and share certificate rates?

Meritrust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Meritrust?

Meritrust has total capital of $125.12 million. Full information on Meritrust's financial position is located above.

Who owns Meritrust?

Credit Unions are owned by their members.

Where are Meritrust branches located?

See branch locations nearby.

Are Meritrust ATMs Open 24/7?

Do Meritrust ATMs accept cash deposits?

Can Meritrust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Meritrust have a mobile app?

Does Meritrust have mobile deposit?

Does Meritrust have quick pay?

How can Meritrust transfer money to other banks or credit unions?

Does Meritrust report to credit bureaus?

Does Meritrust use Chexsystems?

Does Meritrust use Equifax?

What is Meritrust's toll free phone number?

What is Meritrust's ACH Routing Number?

What is Meritrust's SWIFT code?

Where can I find Meritrust's wire transfer form?

What is the Meritrust address for deposits?

What Products Does Meritrust Offer

Does Meritrust offer mortgages?

Compare mortgage rates here.

Does Meritrust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Meritrust offer auto and RV loans?

Compare auto loan rates here.

Does Meritrust offer student loans or personal loans?

Compare personal loan rates here.

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