METRO CU

Headquarters

P.O. BOX 390696
Omaha, NE 68139
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.20% →
1-Year CD 1.05% 1.10% →
2-Year CD 1.10% 1.15% →
5-Year CD 1.40% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Metro Cu is an NCUA insured institution located in Omaha, NE. It was founded in 1951 and has approximately $416.45 millions in assets.

Who can join?

Members of Select Employee Groups can join.

Once someone has gained membership through his or her employer, that individuals family members (husband, wife, children, siblings, grandparents and grandchildren) immediately become eligible for Metro Credit Union membership.

NCUA Insured Yes
Charter Number # # 7091
Date Established 1951
Assets $416.45 million
Loans $236.44 million
Deposits $362.83 million
Capital $44.88 million
 

Field of Membership Restrictions

Membership in Metro Health Services Federal Credit Union is open to employees of the University of Nebraska Medical Center and over 200 area Select Employer Groups.

Deposit Rates - August 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
1.05% $10,000 $14,999 Learn More
12 Mo CD
1.05% $100,000 $199,999 Learn More
18 Mo CD
1.10% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
30 Mo CD
1.15% $10,000 $14,999 Learn More
30 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for METRO CU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.930% 2.875% 0.75 $1,762 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to METRO CU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Metro Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Metro Cu Locations


Financial Details

Metro Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metro Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Metro Cu U.S. Average
3.65% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Metro Cu had $1,745,252 in non-current loans and $13,000 in owned assets. To cover these potential losses it had $44,878,790 in net worth and $3,257,938 in loans loss reserves. That gives it a Texas Ratio of 3.65%.

Net Worth
Metro Cu U.S. Average
10.77% 13.61%

Metro Cu FCU has a net worth of 10.77% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Metro Cu

Branches and Savings

What is Metro Cu?

A federal credit union, registered with the NCUA under certificate #7091.
Learn more about credit unions here.

Is Metro Cu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Metro Cu?

Please see Field of Membership information above for information on who is eligible to join.

What are Metro Cu's share account and share certificate rates?

Metro Cu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Metro Cu?

Metro Cu has total capital of $44.88 million. Full information on Metro Cu's financial position is located above.

Who owns Metro Cu?

Credit Unions are owned by their members.

Where are Metro Cu branches located?

See branch locations nearby.

Are Metro Cu ATMs Open 24/7?

Do Metro Cu ATMs accept cash deposits?

Can Metro Cu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Metro Cu have a mobile app?

Does Metro Cu have mobile deposit?

Does Metro Cu have quick pay?

How can Metro Cu transfer money to other banks or credit unions?

Does Metro Cu report to credit bureaus?

Does Metro Cu use Chexsystems?

Does Metro Cu use Equifax?

What is Metro Cu's toll free phone number?

What is Metro Cu's ACH Routing Number?

What is Metro Cu's SWIFT code?

Where can I find Metro Cu's wire transfer form?

What is the Metro Cu address for deposits?

What Products Does Metro Cu Offer

Does Metro Cu offer mortgages?

Compare mortgage rates here.

Does Metro Cu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Metro Cu offer auto and RV loans?

Compare auto loan rates here.

Does Metro Cu offer student loans or personal loans?

Compare personal loan rates here.

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