ADVANTAGE

P.O. BOX 2674
Mansfield, OH 44906

Notable Rates APY Vs.Others
Savings 0.03% 2.25% →
1-Year CD 0.20% 2.25% →
2-Year CD 0.40% 2.50% →
5-Year CD 1.26% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Advantage is an NCUA insured institution located in Mansfield, OH. It was founded in 1961 and has approximately $37.61 millions in assets.

NCUA Insured Yes
Charter Number # # 61383
Date Established 1961
Assets $37.61 million
Loans $21.77 million
Deposits $34.18 million
Capital $3.40 million
 

Field of Membership Restrictions

The option of membership to Advantage Credit Union is open to all residents, church members, students, or anyone who works in Richland County, Ohio. You are required to make a $5. deposit into a savings account to gain a lifetime membership.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1,000 $9,999 Learn MoreShow Less
Money Market
0.05% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.20% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.05% $500 - Learn MoreShow Less
6 Mo CD
0.10% $500 - Learn MoreShow Less
12 Mo CD
0.20% $500 - Learn MoreShow Less
18 Mo CD
0.25% $500 - Learn MoreShow Less
24 Mo CD
0.40% $500 - Learn MoreShow Less
30 Mo CD
0.50% $500 - Learn MoreShow Less
36 Mo CD
0.60% $500 - Learn MoreShow Less
48 Mo CD
0.80% $500 - Learn MoreShow Less
60 Mo CD
1.26% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ADVANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ADVANTAGE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Advantage Locations


Financial Details

Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advantage U.S. Average
0.74% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Advantage had $10,507 in non-current loans and $15,872 in owned assets. To cover these potential losses it had $3,399,767 in net worth and $144,500 in loans loss reserves. That gives it a Texas Ratio of 0.74%.

Net Worth
Advantage U.S. Average
9.03% 13.65%

Advantage FCU has a net worth of 9.03% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advantage

Branches and Savings

What is Advantage?

A federal credit union, registered with the NCUA under certificate #61383.
Learn more about credit unions here.

Is Advantage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Advantage?

Please see Field of Membership information above for information on who is eligible to join.

What are Advantage's share account and share certificate rates?

Advantage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advantage?

Advantage has total capital of $3.40 million. Full information on Advantage's financial position is located above.

Who owns Advantage?

Credit Unions are owned by their members.

Where are Advantage branches located?

See branch locations nearby.

Are Advantage ATMs Open 24/7?

Do Advantage ATMs accept cash deposits?

Can Advantage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advantage have a mobile app?

Does Advantage have mobile deposit?

Does Advantage have quick pay?

How can Advantage transfer money to other banks or credit unions?

Does Advantage report to credit bureaus?

Does Advantage use Chexsystems?

Does Advantage use Equifax?

What is Advantage's toll free phone number?

What is Advantage's ACH Routing Number?

What is Advantage's SWIFT code?

Where can I find Advantage's wire transfer form?

What is the Advantage address for deposits?

What Products Does Advantage Offer

Does Advantage offer mortgages?

Compare mortgage rates here.

Does Advantage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage offer auto and RV loans?

Compare auto loan rates here.

Does Advantage offer student loans or personal loans?

Compare personal loan rates here.

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