CENTURY

1240 E 9TH ST, AJC FEDERAL BUILDING
Cleveland, OH 44199

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5852
Date Established 1948
Assets $400.43 million
Loans $278.73 million
Deposits $352.25 million
Capital $37.72 million

Century is an NCUA insured institution located in Cleveland, OH. It was founded in 1948 and has approximately $400.43 millions in assets.

Who can join?

You must be a current employee (full or part-time) or volunteer of one of their Select Employee Groups. Membership is also extended to individuals who are members of an "immediate family or household" of a credit union member.

Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

Household is defined as persons living in the same residence maintaining a single economic unit.

Field of Membership Restrictions

Membership is open to employees (full or part-time) or volunteers of one of the credit union's 300+ Select Employee Groups. Membership is also extended to individuals who are members of an "immediate family or household" of a credit union member.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.96% $2,000 $4,999 Learn MoreShow Less
Money Market
1.01% $10,000 $24,999 Learn MoreShow Less
Money Market
1.22% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.18% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.58% $500 $24,999 Learn MoreShow Less
2.08% $500 $24,999 Learn MoreShow Less
2.18% $500 $24,999 Learn MoreShow Less
2.50% $500 $24,999 Learn MoreShow Less
2.31% $500 $24,999 Learn MoreShow Less
2.19% $500 $24,999 Learn MoreShow Less
2.08% $500 $24,999 Learn MoreShow Less
48 Mo CD
2.39% $500 $24,999 Learn MoreShow Less
2.65% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.51% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1,000 $4,999 Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CENTURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CENTURY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Century Locations


Financial Details

Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Century U.S. Average
2.35% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Century had $841,992 in non-current loans and $89,300 in owned assets. To cover these potential losses it had $37,722,394 in net worth and $1,863,161 in loans loss reserves. That gives it a Texas Ratio of 2.35%.

Net Worth
Century U.S. Average
9.56% 13.47%

Century FCU has a net worth of 9.56% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Century

Branches and Savings

What is Century?

A federal credit union, registered with the NCUA under certificate #5852.
Learn more about credit unions here.

Is Century FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Century?

Please see Field of Membership information above for information on who is eligible to join.

What are Century's share account and share certificate rates?

Century's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Century?

Century has total capital of $37.72 million. Full information on Century's financial position is located above.

Who owns Century?

Credit Unions are owned by their members.

Where are Century branches located?

See branch locations nearby.

Are Century ATMs Open 24/7?

Do Century ATMs accept cash deposits?

Can Century customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Century have a mobile app?

Does Century have mobile deposit?

Does Century have quick pay?

How can Century transfer money to other banks or credit unions?

Does Century report to credit bureaus?

Does Century use Chexsystems?

Does Century use Equifax?

What is Century's toll free phone number?

What is Century's ACH Routing Number?

What is Century's SWIFT code?

Where can I find Century's wire transfer form?

What is the Century address for deposits?

What Products Does Century Offer

Does Century offer mortgages?

Compare mortgage rates here.

Does Century offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Century offer auto and RV loans?

Compare auto loan rates here.

Does Century offer student loans or personal loans?

Compare personal loan rates here.

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