Metro North


4594 Pontiac Lake Rd
Waterford, MI 48328
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Metro North is an NCUA insured institution located in Waterford, MI. It was founded in 1952 and has approximately $48.31 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7604
Date Established 1952
Assets $48.31 million
Loans $26.28 million
Deposits $44.23 million
Capital $3.88 million

Field of Membership Restrictions

Membership is open to staff, students, graduates and family members of the Waterford or Holly Area School Districts and other area organizations.

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Metro North

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Metro North
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Advertiser Disclosure

Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for METRO NORTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.576% 2.490% 0.75 $2,832 $987 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

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Below are Metro North branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Metro North Locations

Financial Details

Metro North Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metro North. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Metro North U.S. Average
5.70% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Metro North had $230,259 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,878,989 in net worth and $162,086 in loans loss reserves. That gives it a Texas Ratio of 5.70%.

Net Worth
Metro North U.S. Average
8.03% 12.20%

Metro North FCU has a net worth of 8.03% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Metro North

Branches and Savings

What is Metro North?

A federal credit union, registered with the NCUA under certificate #7604.
Learn more about credit unions here.

Is Metro North FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Metro North is insured by the NCUA.

Who can join Metro North?

Please see Field of Membership information above for information on who is eligible to join.

What are Metro North's share account and share certificate rates?

Metro North's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Metro North?

Metro North has total capital of $3.88 million. Full information on Metro North's financial position is located above.

Who owns Metro North?

Credit Unions are owned by their members.

Where are Metro North branches located?

See branch locations nearby.

Are Metro North ATMs Open 24/7?

Do Metro North ATMs accept cash deposits?

Can Metro North customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Metro North have a mobile app?

Does Metro North have mobile deposit?

Does Metro North have quick pay?

How can Metro North transfer money to other banks or credit unions?

Does Metro North report to credit bureaus?

Does Metro North use Chexsystems?

Does Metro North use Equifax?

What is Metro North's toll free phone number?

What is Metro North's ACH Routing Number?

What is Metro North's SWIFT code?

Where can I find Metro North's wire transfer form?

What is the Metro North address for deposits?

What Products Does Metro North Offer

Does Metro North offer mortgages?

Compare mortgage rates here.

Does Metro North offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Metro North offer auto and RV loans?

Compare auto loan rates here.

Does Metro North offer student loans or personal loans?

Compare personal loan rates here.

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