50 Main St
Millbury, MA 01527


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24543
Date Established 1934
Assets $344.80 million
Loans $285.27 million
Deposits $307.97 million
Capital $26.52 million

Millbury is an NCUA insured institution located in Millbury, MA. It was founded in 1934 and has approximately $344.8 millions in assets.

Who can join?

If you (or an immediate family member) live or work in Worcester County, then you are eligible to join.

Field of Membership Restrictions

Must live or work in Worcester County.

Deposit Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.05% $25 $49,999 Learn MoreShow Less
Fixed IRA
0.80% $200 - Learn MoreShow Less
Special: 19 Mo FIRA
2.35% $200 - Learn MoreShow Less
Special: 24 Mo FIRA
2.75% $200 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $500 - Learn MoreShow Less
12 Mo CD
0.80% $500 - Learn MoreShow Less
18 Mo CD
0.90% $500 - Learn MoreShow Less
Special: 19 Mo CD
2.35% $500 - Learn MoreShow Less
24 Mo CD
1.15% $500 - Learn MoreShow Less
36 Mo CD
1.60% $500 - Learn MoreShow Less
48 Mo CD
2.00% $500 - Learn MoreShow Less
60 Mo CD
2.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $25 - Learn MoreShow Less

Loan Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MILLBURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
4.250% 4.125% 0.50 $3,750 $1,212 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.560% 4.560% 0.00 $0 $1,276 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Millbury branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Millbury Locations

Financial Details

Millbury Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Millbury. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Millbury U.S. Average
18.33% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Millbury had $819,837 in non-current loans and $4,177,073 in owned assets. To cover these potential losses it had $26,516,735 in net worth and $738,563 in loans loss reserves. That gives it a Texas Ratio of 18.33%.

Net Worth
Millbury U.S. Average
7.93% 13.08%

Millbury FCU has a net worth of 7.93% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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