2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24543
Date Established 1934
Assets $348.19 million
Loans $289.79 million
Deposits $312.39 million
Capital $27.57 million

Millbury is an NCUA insured institution located in Millbury, MA. It was founded in 1934 and has approximately $348.19 millions in assets.

Who can join?

If you (or an immediate family member) live or work in Worcester County, then you are eligible to join.

Field of Membership Restrictions

Must live or work in Worcester County.

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.05% $25 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.80% $200 - Learn MoreShow Less
Special: 24 Mo FIRA
2.75% $200 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $500 - Learn MoreShow Less
12 Mo CD
0.80% $500 - Learn MoreShow Less
18 Mo CD
0.90% $500 - Learn MoreShow Less
24 Mo CD
1.15% $500 - Learn MoreShow Less
36 Mo CD
1.60% $500 - Learn MoreShow Less
48 Mo CD
1.75% $500 - Learn MoreShow Less
60 Mo CD
2.10% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $200 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $25 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MILLBURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to MILLBURY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Millbury branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Millbury Locations


Financial Details

Millbury Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Millbury. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Millbury U.S. Average
20.65% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Millbury had $2,101,939 in non-current loans and $3,769,994 in owned assets. To cover these potential losses it had $27,567,113 in net worth and $867,296 in loans loss reserves. That gives it a Texas Ratio of 20.65%.

Net Worth
Millbury U.S. Average
8.01% 13.61%

Millbury FCU has a net worth of 8.01% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Millbury

Branches and Savings

What is Millbury?

A federal credit union, registered with the NCUA under certificate #24543.
Learn more about credit unions here.

Is Millbury FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Millbury?

Please see Field of Membership information above for information on who is eligible to join.

What are Millbury's share account and share certificate rates?

Millbury's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Millbury?

Millbury has total capital of $27.57 million. Full information on Millbury's financial position is located above.

Who owns Millbury?

Credit Unions are owned by their members.

Where are Millbury branches located?

See branch locations nearby.

Are Millbury ATMs Open 24/7?

Do Millbury ATMs accept cash deposits?

Can Millbury customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Millbury have a mobile app?

Does Millbury have mobile deposit?

Does Millbury have quick pay?

How can Millbury transfer money to other banks or credit unions?

Does Millbury report to credit bureaus?

Does Millbury use Chexsystems?

Does Millbury use Equifax?

What is Millbury's toll free phone number?

What is Millbury's ACH Routing Number?

What is Millbury's SWIFT code?

Where can I find Millbury's wire transfer form?

What is the Millbury address for deposits?

What Products Does Millbury Offer

Does Millbury offer mortgages?

Compare mortgage rates here.

Does Millbury offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Millbury offer auto and RV loans?

Compare auto loan rates here.

Does Millbury offer student loans or personal loans?

Compare personal loan rates here.

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