Miamisburg, OH 45342


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1489
Date Established 1936
Assets $9.83 million
Loans $5.16 million
Deposits $7.72 million
Capital $2.10 million

Monarch is an NCUA insured institution located in Miamisburg, OH. It was founded in 1936 and has approximately $9.83 millions in assets.

Deposit Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Monarch

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There are currently no rates available for Monarch, but see these great savings and CD rates:

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Loan Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MONARCH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.777% 3.750% 0.38 $832 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Monarch branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Monarch Locations

Financial Details

Monarch Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Monarch. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Monarch U.S. Average
0.50% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Monarch had $10,731 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,101,070 in net worth and $52,514 in loans loss reserves. That gives it a Texas Ratio of 0.50%.

Net Worth
Monarch U.S. Average
21.38% 13.47%

Monarch FCU has a net worth of 21.38% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Monarch

Branches and Savings

What is Monarch?

A federal credit union, registered with the NCUA under certificate #1489.
Learn more about credit unions here.

Is Monarch FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Monarch?

Please see Field of Membership information above for information on who is eligible to join.

What are Monarch's share account and share certificate rates?

Monarch's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Monarch?

Monarch has total capital of $2.10 million. Full information on Monarch's financial position is located above.

Who owns Monarch?

Credit Unions are owned by their members.

Where are Monarch branches located?

See branch locations nearby.

Are Monarch ATMs Open 24/7?

Do Monarch ATMs accept cash deposits?

Can Monarch customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Monarch have a mobile app?

Does Monarch have mobile deposit?

Does Monarch have quick pay?

How can Monarch transfer money to other banks or credit unions?

Does Monarch report to credit bureaus?

Does Monarch use Chexsystems?

Does Monarch use Equifax?

What is Monarch's toll free phone number?

What is Monarch's ACH Routing Number?

What is Monarch's SWIFT code?

Where can I find Monarch's wire transfer form?

What is the Monarch address for deposits?

What Products Does Monarch Offer

Does Monarch offer mortgages?

Compare mortgage rates here.

Does Monarch offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Monarch offer auto and RV loans?

Compare auto loan rates here.

Does Monarch offer student loans or personal loans?

Compare personal loan rates here.

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