Montana Federal Credit Union

Headquarters

Po Box 5027
Great Falls, MT 59403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.35% 2.02% →
2-Year CD 0.65% 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Montana is an NCUA insured institution located in Great Falls, MT. It was founded in 1940 and has approximately $325.16 millions in assets.

Who can join?

Anyone living in Cascade, Chouteau, or Teton counties is eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4164
Date Established 1940
Assets $325.16 million
Loans $168.10 million
Deposits $294.75 million
Capital $30.51 million
 

Field of Membership Restrictions

Membership is open to those who live in Cascade, Chouteau, or Teton counties.

Deposit Rates - June 27, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
1.11% $10,000 $14,999 Learn More
30 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More

Loan Rates - June 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for MONTANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.830% 5.750% 0.88 $2,188 $1,459 Learn More

Note to MONTANA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Montana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Montana Locations



Climate Initiatives

MONTANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Montana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Montana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Montana U.S. Average
3.23% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Montana had $952,062 in non-current loans and $55,575 in owned assets. To cover these potential losses it had $30,508,517 in net worth and $696,891 in loans loss reserves. That gives it a Texas Ratio of 3.23%.

Net Worth
Montana U.S. Average
9.38% 12.36%

Montana FCU has a net worth of 9.38% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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