MONTANA

Headquarters

PO Box 5027
Great Falls, MT 59403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 0.35% 1.55% →
2-Year CD 0.65% 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Montana is an NCUA insured institution located in Great Falls, MT. It was founded in 1940 and has approximately $242.38 millions in assets.

Who can join?

Anyone living in Cascade, Chouteau, or Teton counties is eligible for membership.

NCUA Insured Yes
Charter Number # # 4164
Date Established 1940
Assets $242.38 million
Loans $159.89 million
Deposits $214.71 million
Capital $26.89 million
 

Field of Membership Restrictions

Membership is open to those who live in Cascade, Chouteau, or Teton counties.

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $25 - Learn More
Money Market
0.20% $2,500 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $1,000 - Learn More
12 Mo CD
0.35% $1,000 - Learn More
18 Mo CD
0.50% $1,000 - Learn More
24 Mo CD
0.65% $1,000 - Learn More
30 Mo CD
1.11% $1,000 - Learn More
36 Mo CD
0.95% $1,000 - Learn More
48 Mo CD
1.16% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.55% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.35% $1,000 - Learn MoreShow Less

Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MONTANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to MONTANA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Montana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Montana Locations


Financial Details

Montana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Montana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Montana U.S. Average
2.48% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Montana had $603,698 in non-current loans and $76,138 in owned assets. To cover these potential losses it had $26,889,517 in net worth and $544,593 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
Montana U.S. Average
11.09% 13.86%

Montana FCU has a net worth of 11.09% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Montana

Branches and Savings

What is Montana?

A federal credit union, registered with the NCUA under certificate #4164.
Learn more about credit unions here.

Is Montana FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Montana?

Please see Field of Membership information above for information on who is eligible to join.

What are Montana's share account and share certificate rates?

Montana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Montana?

Montana has total capital of $26.89 million. Full information on Montana's financial position is located above.

Who owns Montana?

Credit Unions are owned by their members.

Where are Montana branches located?

See branch locations nearby.

Are Montana ATMs Open 24/7?

Do Montana ATMs accept cash deposits?

Can Montana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Montana have a mobile app?

Does Montana have mobile deposit?

Does Montana have quick pay?

How can Montana transfer money to other banks or credit unions?

Does Montana report to credit bureaus?

Does Montana use Chexsystems?

Does Montana use Equifax?

What is Montana's toll free phone number?

What is Montana's ACH Routing Number?

What is Montana's SWIFT code?

Where can I find Montana's wire transfer form?

What is the Montana address for deposits?

What Products Does Montana Offer

Does Montana offer mortgages?

Compare mortgage rates here.

Does Montana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Montana offer auto and RV loans?

Compare auto loan rates here.

Does Montana offer student loans or personal loans?

Compare personal loan rates here.

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