Montgomery, AL 36109


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5345
Date Established 1946
Assets $6.09 million
Loans $1.97 million
Deposits $4.89 million
Capital $1.13 million

Montgomery Va is an NCUA insured institution located in Montgomery, AL. It was founded in 1946 and has approximately $6.09 millions in assets.

Deposit Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.13% $1,000 - Learn MoreShow Less
12 Mo CD
0.25% $1,000 - Learn MoreShow Less
24 Mo CD
0.30% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MONTGOMERY VA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

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Below are Montgomery Va branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Montgomery Va Locations

Financial Details

Montgomery Va Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Montgomery Va. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Montgomery Va U.S. Average
0.65% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Montgomery Va had $7,542 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,131,731 in net worth and $26,855 in loans loss reserves. That gives it a Texas Ratio of 0.65%.

Net Worth
Montgomery Va U.S. Average
18.59% 13.47%

Montgomery Va FCU has a net worth of 18.59% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Montgomery Va

Branches and Savings

What is Montgomery Va?

A federal credit union, registered with the NCUA under certificate #5345.
Learn more about credit unions here.

Is Montgomery Va FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Montgomery Va?

Please see Field of Membership information above for information on who is eligible to join.

What are Montgomery Va's share account and share certificate rates?

Montgomery Va's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Montgomery Va?

Montgomery Va has total capital of $1.13 million. Full information on Montgomery Va's financial position is located above.

Who owns Montgomery Va?

Credit Unions are owned by their members.

Where are Montgomery Va branches located?

See branch locations nearby.

Are Montgomery Va ATMs Open 24/7?

Do Montgomery Va ATMs accept cash deposits?

Can Montgomery Va customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Montgomery Va have a mobile app?

Does Montgomery Va have mobile deposit?

Does Montgomery Va have quick pay?

How can Montgomery Va transfer money to other banks or credit unions?

Does Montgomery Va report to credit bureaus?

Does Montgomery Va use Chexsystems?

Does Montgomery Va use Equifax?

What is Montgomery Va's toll free phone number?

What is Montgomery Va's ACH Routing Number?

What is Montgomery Va's SWIFT code?

Where can I find Montgomery Va's wire transfer form?

What is the Montgomery Va address for deposits?

What Products Does Montgomery Va Offer

Does Montgomery Va offer mortgages?

Compare mortgage rates here.

Does Montgomery Va offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Montgomery Va offer auto and RV loans?

Compare auto loan rates here.

Does Montgomery Va offer student loans or personal loans?

Compare personal loan rates here.

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