Montgomery Va


345 Perry Hill Rd
Montgomery, AL 36109
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.13% 0.65% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.30% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Montgomery Va is an NCUA insured institution located in Montgomery, AL. It was founded in 1946 and has approximately $6.44 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5345
Date Established 1946
Assets $6.44 million
Loans $2.24 million
Deposits $5.33 million
Capital $1.04 million

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.13% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.13% $10,000 $14,999 Learn More
6 Mo CD
0.13% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.50% $1 $499 Learn MoreShow Less

Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MONTGOMERY VA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Neighbors Bank
NMLS ID: 491986
2.827% 2.750% 1.00 $2,500 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Montgomery Va branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Montgomery Va Locations

Financial Details

Montgomery Va Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Montgomery Va. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Montgomery Va U.S. Average
4.72% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Montgomery Va had $49,412 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,041,028 in net worth and $6,496 in loans loss reserves. That gives it a Texas Ratio of 4.72%.

Net Worth
Montgomery Va U.S. Average
16.15% 12.67%

Montgomery Va FCU has a net worth of 16.15% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Montgomery Va

Branches and Savings

What is Montgomery Va?

A federal credit union, registered with the NCUA under certificate #5345.
Learn more about credit unions here.

Is Montgomery Va FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Montgomery Va is insured by the NCUA.

Who can join Montgomery Va?

Please see Field of Membership information above for information on who is eligible to join.

What are Montgomery Va's share account and share certificate rates?

Montgomery Va's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Montgomery Va?

Montgomery Va has total capital of $1.04 million. Full information on Montgomery Va's financial position is located above.

Who owns Montgomery Va?

Credit Unions are owned by their members.

Where are Montgomery Va branches located?

See branch locations nearby.

Are Montgomery Va ATMs Open 24/7?

Do Montgomery Va ATMs accept cash deposits?

Can Montgomery Va customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Montgomery Va have a mobile app?

Does Montgomery Va have mobile deposit?

Does Montgomery Va have quick pay?

How can Montgomery Va transfer money to other banks or credit unions?

Does Montgomery Va report to credit bureaus?

Does Montgomery Va use Chexsystems?

Does Montgomery Va use Equifax?

What is Montgomery Va's toll free phone number?

What is Montgomery Va's ACH Routing Number?

What is Montgomery Va's SWIFT code?

Where can I find Montgomery Va's wire transfer form?

What is the Montgomery Va address for deposits?

What Products Does Montgomery Va Offer

Does Montgomery Va offer mortgages?

Compare mortgage rates here.

Does Montgomery Va offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Montgomery Va offer auto and RV loans?

Compare auto loan rates here.

Does Montgomery Va offer student loans or personal loans?

Compare personal loan rates here.

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