MOUNTAIN RIVER

205 E 3RD STREET
Salida, CO 81201

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63704
Date Established 1960
Assets $26.18 million
Loans $11.99 million
Deposits $24.06 million
Capital $2.08 million

Mountain River is an NCUA insured institution located in Salida, CO. It was founded in 1960 and has approximately $26.18 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.35% $25,000 - Learn MoreShow Less
0.50% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
0.60% $25,000 - Learn MoreShow Less
0.65% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
0.75% $25,000 - Learn MoreShow Less
0.75% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
0.85% $25,000 - Learn MoreShow Less
48 Mo CD
0.90% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
1.11% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
1.21% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $2,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MOUNTAIN RIVER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.530% 3.500% 0.38 $940 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.643% 3.625% 0.25 $552 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to MOUNTAIN RIVER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mountain River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Mountain River Locations


Financial Details

Mountain River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mountain River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mountain River U.S. Average
20.98% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Mountain River had $452,823 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,080,870 in net worth and $77,634 in loans loss reserves. That gives it a Texas Ratio of 20.98%.

Net Worth
Mountain River U.S. Average
7.94% 13.47%

Mountain River FCU has a net worth of 7.94% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mountain River

Branches and Savings

What is Mountain River?

A federal credit union, registered with the NCUA under certificate #63704.
Learn more about credit unions here.

Is Mountain River FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mountain River?

Please see Field of Membership information above for information on who is eligible to join.

What are Mountain River's share account and share certificate rates?

Mountain River's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mountain River?

Mountain River has total capital of $2.08 million. Full information on Mountain River's financial position is located above.

Who owns Mountain River?

Credit Unions are owned by their members.

Where are Mountain River branches located?

See branch locations nearby.

Are Mountain River ATMs Open 24/7?

Do Mountain River ATMs accept cash deposits?

Can Mountain River customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mountain River have a mobile app?

Does Mountain River have mobile deposit?

Does Mountain River have quick pay?

How can Mountain River transfer money to other banks or credit unions?

Does Mountain River report to credit bureaus?

Does Mountain River use Chexsystems?

Does Mountain River use Equifax?

What is Mountain River's toll free phone number?

What is Mountain River's ACH Routing Number?

What is Mountain River's SWIFT code?

Where can I find Mountain River's wire transfer form?

What is the Mountain River address for deposits?

What Products Does Mountain River Offer

Does Mountain River offer mortgages?

Compare mortgage rates here.

Does Mountain River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mountain River offer auto and RV loans?

Compare auto loan rates here.

Does Mountain River offer student loans or personal loans?

Compare personal loan rates here.

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