Muncie, IN 47304


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 339
Date Established 1935
Assets $12.91 million
Loans $5.57 million
Deposits $11.29 million
Capital $1.58 million

Muncie is an NCUA insured institution located in Muncie, IN. It was founded in 1935 and has approximately $12.91 millions in assets.

Deposit Rates - November 17, 2018

Your Current Location: Virginia, VA 20146

We do not yet have rates for Muncie

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There are currently no rates available for Muncie, but see these great savings and CD rates:

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Loan Rates - November 17, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MUNCIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Bank
NMLS ID: 181005
4.931% 4.875% 0.25 $1,702 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.625% 5.625% 0.00 $0 $1,440 Learn More
Rocket Mortgage
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings and Loans 4.24% $246 Learn More
Flagstar Bank 5.49% $284 Learn More

Note to MUNCIE
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Below are Muncie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Muncie Locations

Financial Details

Muncie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Muncie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Muncie U.S. Average
6.21% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Muncie had $101,512 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,584,205 in net worth and $49,694 in loans loss reserves. That gives it a Texas Ratio of 6.21%.

Net Worth
Muncie U.S. Average
12.27% 13.21%

Muncie FCU has a net worth of 12.27% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Muncie

What is Muncie?

A federal credit union, registered with the NCUA under certificate #339.
Learn more about credit unions here.

Is Muncie FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Muncie?

Please see Field of Membership information above for information on who is eligible to join.

What are Muncie's share account and share certificate rates?

Muncie's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Muncie?

Muncie has total capital of $1.58 million. Full information on Muncie's financial position is located above.

Who owns Muncie?

Credit Unions are owned by their members.

Where are Muncie branches located?

See branch locations nearby.

Are Muncie ATMs Open 24/7?

Do Muncie ATMs accept cash deposits?

Can Muncie customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Muncie have a mobile app?

Does Muncie have mobile deposit?

Does Muncie have quick pay?

How can Muncie transfer money to other banks or credit unions?

Does Muncie report to credit bureaus?

Does Muncie use Chexsystems?

Does Muncie use Equifax?

What is Muncie's toll free phone number?

What is Muncie's ACH Routing Number?

What is Muncie's SWIFT code?

Where can I find Muncie's wire transfer form?

What is the Muncie address for deposits?

What Products Does Muncie Offer

Does Muncie offer mortgages?

Compare mortgage rates here.

Does Muncie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Muncie offer auto and RV loans?

Compare auto loan rates here.

Does Muncie offer student loans or personal loans?

Compare personal loan rates here.

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