Muncie Federal Credit Union


5400 N Wheeling Avenue
Muncie, IN 47304
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Muncie is an NCUA insured institution located in Muncie, IN. It was founded in 1935 and has approximately $14.26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 339
Date Established 1935
Assets $14.26 million
Loans $5.07 million
Deposits $12.62 million
Capital $1.62 million

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Muncie

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Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MUNCIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.765% 2.690% 1.00 $2,452 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MUNCIE
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Below are Muncie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Muncie Locations

Climate Initiatives

MUNCIE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Muncie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Muncie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Muncie U.S. Average
4.63% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Muncie had $31,319 in non-current loans and $45,465 in owned assets. To cover these potential losses it had $1,617,960 in net worth and $40,505 in loans loss reserves. That gives it a Texas Ratio of 4.63%.

Net Worth
Muncie U.S. Average
11.34% 12.22%

Muncie FCU has a net worth of 11.34% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Muncie

Branches and Savings

What is Muncie?

A federal credit union, registered with the NCUA under certificate #339.
Learn more about credit unions here.

Is Muncie FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Muncie is insured by the NCUA.

Who can join Muncie?

Please see Field of Membership information above for information on who is eligible to join.

What are Muncie's share account and share certificate rates?

Muncie's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Muncie?

Muncie has total capital of $1.62 million. Full information on Muncie's financial position is located above.

Who owns Muncie?

Credit Unions are owned by their members.

Where are Muncie branches located?

See branch locations nearby.

Are Muncie ATMs Open 24/7?

Do Muncie ATMs accept cash deposits?

Can Muncie customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Muncie have a mobile app?

Does Muncie have mobile deposit?

Does Muncie have quick pay?

How can Muncie transfer money to other banks or credit unions?

Does Muncie report to credit bureaus?

Does Muncie use Chexsystems?

Does Muncie use Equifax?

What is Muncie's toll free phone number?

What is Muncie's ACH Routing Number?

What is Muncie's SWIFT code?

Where can I find Muncie's wire transfer form?

What is the Muncie address for deposits?

What Products Does Muncie Offer

Does Muncie offer mortgages?

Compare mortgage rates here.

Does Muncie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Muncie offer auto and RV loans?

Compare auto loan rates here.

Does Muncie offer student loans or personal loans?

Compare personal loan rates here.

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