New York Metro


350 W. 31st Street
New York, NY 10001
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

New York Metro is an NCUA insured institution located in New York, NY. It was founded in 1941 and has approximately $13.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4562
Date Established 1941
Assets $13.36 million
Loans $10.88 million
Deposits $12.67 million
Capital $0.60 million

Deposit Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for New York Metro

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Note to New York Metro
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Loan Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NEW YORK METRO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.945% 2.875% 0.88 $2,245 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are New York Metro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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New York Metro Locations

Financial Details

New York Metro Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New York Metro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New York Metro U.S. Average
74.66% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, New York Metro had $946,455 in non-current loans and $0 in owned assets. To cover these potential losses it had $602,816 in net worth and $664,946 in loans loss reserves. That gives it a Texas Ratio of 74.66%.

Net Worth
New York Metro U.S. Average
4.51% 12.91%

New York Metro FCU has a net worth of 4.51% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About New York Metro

Branches and Savings

What is New York Metro?

A federal credit union, registered with the NCUA under certificate #4562.
Learn more about credit unions here.

Is New York Metro FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. New York Metro is insured by the NCUA.

Who can join New York Metro?

Please see Field of Membership information above for information on who is eligible to join.

What are New York Metro's share account and share certificate rates?

New York Metro's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is New York Metro?

New York Metro has total capital of $0.60 million. Full information on New York Metro's financial position is located above.

Who owns New York Metro?

Credit Unions are owned by their members.

Where are New York Metro branches located?

See branch locations nearby.

Are New York Metro ATMs Open 24/7?

Do New York Metro ATMs accept cash deposits?

Can New York Metro customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does New York Metro have a mobile app?

Does New York Metro have mobile deposit?

Does New York Metro have quick pay?

How can New York Metro transfer money to other banks or credit unions?

Does New York Metro report to credit bureaus?

Does New York Metro use Chexsystems?

Does New York Metro use Equifax?

What is New York Metro's toll free phone number?

What is New York Metro's ACH Routing Number?

What is New York Metro's SWIFT code?

Where can I find New York Metro's wire transfer form?

What is the New York Metro address for deposits?

What Products Does New York Metro Offer

Does New York Metro offer mortgages?

Compare mortgage rates here.

Does New York Metro offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does New York Metro offer auto and RV loans?

Compare auto loan rates here.

Does New York Metro offer student loans or personal loans?

Compare personal loan rates here.

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