North Carolina Community Federal Credit Union

Headquarters

2401 East Ash Street
Goldsboro, NC 27534
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

North Carolina Community is an NCUA insured institution located in Goldsboro, NC. It was founded in 1957 and has approximately $85.67 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12004
Date Established 1957
Assets $85.67 million
Loans $27.85 million
Deposits $77.54 million
Capital $8.04 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Wayne County, North Carolina.

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for North Carolina Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to North Carolina Community

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Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTH CAROLINA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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Payment
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CIT Bank
NMLS ID: 541760
3.075% 3.000% 1.00 $2,420 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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Flagstar Bank-Heloc
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4.990 %
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Note to NORTH CAROLINA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are North Carolina Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


North Carolina Community Locations



Climate Initiatives

NORTH CAROLINA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

North Carolina Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Carolina Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Carolina Community U.S. Average
2.38% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, North Carolina Community had $172,294 in non-current loans and $22,979 in owned assets. To cover these potential losses it had $8,041,420 in net worth and $159,917 in loans loss reserves. That gives it a Texas Ratio of 2.38%.

Net Worth
North Carolina Community U.S. Average
9.38% 12.22%

North Carolina Community FCU has a net worth of 9.38% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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