NORTH SHORE

85 Outer Drive
Silver Bay, MN 55614

Notable Rates APY Vs.Others
Savings 0.15% 2.30% →
1-Year CD 1.25% 2.25% →
2-Year CD 1.50% 2.50% →
5-Year CD 2.50% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

North Shore is an NCUA insured institution located in Silver Bay, MN. It was founded in 1967 and has approximately $170.95 millions in assets.

NCUA Insured Yes
Charter Number # # 18473
Date Established 1967
Assets $170.95 million
Loans $140.03 million
Deposits $144.04 million
Capital $26.76 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lake or Cook County.

Deposit Rates - December 5, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $10,000 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.25% $500 - Learn MoreShow Less
18 Mo CD
1.25% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
36 Mo CD
2.00% $500 - Learn MoreShow Less
48 Mo CD
2.25% $500 - Learn MoreShow Less
60 Mo CD
2.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - December 5, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTH SHORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% -0.13 ($210) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($262) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to NORTH SHORE
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Branches

Below are North Shore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


North Shore Locations


Financial Details

North Shore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Shore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Shore U.S. Average
5.12% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, North Shore had $974,176 in non-current loans and $410,000 in owned assets. To cover these potential losses it had $26,755,546 in net worth and $300,735 in loans loss reserves. That gives it a Texas Ratio of 5.12%.

Net Worth
North Shore U.S. Average
15.65% 13.65%

North Shore FCU has a net worth of 15.65% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Shore

Branches and Savings

What is North Shore?

A federal credit union, registered with the NCUA under certificate #18473.
Learn more about credit unions here.

Is North Shore FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Shore?

Please see Field of Membership information above for information on who is eligible to join.

What are North Shore's share account and share certificate rates?

North Shore's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Shore?

North Shore has total capital of $26.76 million. Full information on North Shore's financial position is located above.

Who owns North Shore?

Credit Unions are owned by their members.

Where are North Shore branches located?

See branch locations nearby.

Are North Shore ATMs Open 24/7?

Do North Shore ATMs accept cash deposits?

Can North Shore customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Shore have a mobile app?

Does North Shore have mobile deposit?

Does North Shore have quick pay?

How can North Shore transfer money to other banks or credit unions?

Does North Shore report to credit bureaus?

Does North Shore use Chexsystems?

Does North Shore use Equifax?

What is North Shore's toll free phone number?

What is North Shore's ACH Routing Number?

What is North Shore's SWIFT code?

Where can I find North Shore's wire transfer form?

What is the North Shore address for deposits?

What Products Does North Shore Offer

Does North Shore offer mortgages?

Compare mortgage rates here.

Does North Shore offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Shore offer auto and RV loans?

Compare auto loan rates here.

Does North Shore offer student loans or personal loans?

Compare personal loan rates here.

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