NORTHERN HILLS

PO BOX 759
Sturgis, SD 57785

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6986
Date Established 1950
Assets $89.41 million
Loans $65.67 million
Deposits $78.38 million
Capital $9.88 million

Northern Hills is an NCUA insured institution located in Sturgis, SD. It was founded in 1950 and has approximately $89.41 millions in assets.

Field of Membership Restrictions

Membership in Northern Hills Federal Credit Union is open to those who live in, worship in, work in, volunteer in or attend school in Meade, Butte, Lawrence or Pennington Counties in South Dakota and their immediate family.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 - Learn MoreShow Less
Premium Money Market Account
0.45% $5,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.60% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.45% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.70% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
1.05% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.45% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
2.00% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.15% $10,000 $24,999 Learn MoreShow Less
2.40% $10,000 $24,999 Learn MoreShow Less
2.90% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $5 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $24,999 Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHERN HILLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to NORTHERN HILLS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Northern Hills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northern Hills Locations


Financial Details

Northern Hills Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Hills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Hills U.S. Average
6.49% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Northern Hills had $496,791 in non-current loans and $162,642 in owned assets. To cover these potential losses it had $9,884,085 in net worth and $283,873 in loans loss reserves. That gives it a Texas Ratio of 6.49%.

Net Worth
Northern Hills U.S. Average
11.05% 13.47%

Northern Hills FCU has a net worth of 11.05% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Hills

Branches and Savings

What is Northern Hills?

A federal credit union, registered with the NCUA under certificate #6986.
Learn more about credit unions here.

Is Northern Hills FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northern Hills?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Hills's share account and share certificate rates?

Northern Hills's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Hills?

Northern Hills has total capital of $9.88 million. Full information on Northern Hills's financial position is located above.

Who owns Northern Hills?

Credit Unions are owned by their members.

Where are Northern Hills branches located?

See branch locations nearby.

Are Northern Hills ATMs Open 24/7?

Do Northern Hills ATMs accept cash deposits?

Can Northern Hills customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Hills have a mobile app?

Does Northern Hills have mobile deposit?

Does Northern Hills have quick pay?

How can Northern Hills transfer money to other banks or credit unions?

Does Northern Hills report to credit bureaus?

Does Northern Hills use Chexsystems?

Does Northern Hills use Equifax?

What is Northern Hills's toll free phone number?

What is Northern Hills's ACH Routing Number?

What is Northern Hills's SWIFT code?

Where can I find Northern Hills's wire transfer form?

What is the Northern Hills address for deposits?

What Products Does Northern Hills Offer

Does Northern Hills offer mortgages?

Compare mortgage rates here.

Does Northern Hills offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Hills offer auto and RV loans?

Compare auto loan rates here.

Does Northern Hills offer student loans or personal loans?

Compare personal loan rates here.

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