Northern Hills


Po Box 759
Sturgis, SD 57785
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.70% 0.70% →
2-Year CD 0.85% 0.75% →
5-Year CD 1.40% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northern Hills is an NCUA insured institution located in Sturgis, SD. It was founded in 1950 and has approximately $114.69 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6986
Date Established 1950
Assets $114.69 million
Loans $67.88 million
Deposits $101.85 million
Capital $11.40 million

Field of Membership Restrictions

Membership in Northern Hills Federal Credit Union is open to those who live in, worship in, work in, volunteer in or attend school in Meade, Butte, Lawrence or Pennington Counties in South Dakota and their immediate family.

Deposit Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTHERN HILLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.753% 2.750% 0.00 $102 $1,021 Learn More
CIT Bank
NMLS ID: 541760
3.016% 2.950% 0.88 $2,105 $1,048 Learn More
Morty, Inc.
NMLS ID: 1429243
2.582% 2.500% 0.63 $2,700 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Northern Hills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Northern Hills Locations

Financial Details

Northern Hills Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Hills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Hills U.S. Average
2.31% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Northern Hills had $266,445 in non-current loans and $3,200 in owned assets. To cover these potential losses it had $11,402,758 in net worth and $252,086 in loans loss reserves. That gives it a Texas Ratio of 2.31%.

Net Worth
Northern Hills U.S. Average
9.94% 12.67%

Northern Hills FCU has a net worth of 9.94% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Hills

Branches and Savings

What is Northern Hills?

A federal credit union, registered with the NCUA under certificate #6986.
Learn more about credit unions here.

Is Northern Hills FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northern Hills is insured by the NCUA.

Who can join Northern Hills?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Hills's share account and share certificate rates?

Northern Hills's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Hills?

Northern Hills has total capital of $11.40 million. Full information on Northern Hills's financial position is located above.

Who owns Northern Hills?

Credit Unions are owned by their members.

Where are Northern Hills branches located?

See branch locations nearby.

Are Northern Hills ATMs Open 24/7?

Do Northern Hills ATMs accept cash deposits?

Can Northern Hills customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Hills have a mobile app?

Does Northern Hills have mobile deposit?

Does Northern Hills have quick pay?

How can Northern Hills transfer money to other banks or credit unions?

Does Northern Hills report to credit bureaus?

Does Northern Hills use Chexsystems?

Does Northern Hills use Equifax?

What is Northern Hills's toll free phone number?

What is Northern Hills's ACH Routing Number?

What is Northern Hills's SWIFT code?

Where can I find Northern Hills's wire transfer form?

What is the Northern Hills address for deposits?

What Products Does Northern Hills Offer

Does Northern Hills offer mortgages?

Compare mortgage rates here.

Does Northern Hills offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Hills offer auto and RV loans?

Compare auto loan rates here.

Does Northern Hills offer student loans or personal loans?

Compare personal loan rates here.

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