Northern Tier


Po Box 1987
Minot, ND 58702
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northern Tier is an NCUA insured institution located in Minot, ND. It was founded in 1959 and has approximately $125 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12998
Date Established 1959
Assets $125.00 million
Loans $93.87 million
Deposits $112.43 million
Capital $11.45 million

Field of Membership Restrictions

Membership is open to those who live within a 50 mile radius of Velva or Willow City and to immediate family of current members.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Northern Tier

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Note to Northern Tier
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Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTHERN TIER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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2.990 %
After Intro: 3.750 %
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2.240 %
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People's United Bank, N.A.
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4.000 %
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Below are Northern Tier branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Northern Tier Locations

Financial Details

Northern Tier Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Tier. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Tier U.S. Average
11.07% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Northern Tier had $1,177,263 in non-current loans and $141,993 in owned assets. To cover these potential losses it had $11,450,175 in net worth and $465,032 in loans loss reserves. That gives it a Texas Ratio of 11.07%.

Net Worth
Northern Tier U.S. Average
9.15% 12.67%

Northern Tier FCU has a net worth of 9.15% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Tier

Branches and Savings

What is Northern Tier?

A federal credit union, registered with the NCUA under certificate #12998.
Learn more about credit unions here.

Is Northern Tier FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northern Tier is insured by the NCUA.

Who can join Northern Tier?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Tier's share account and share certificate rates?

Northern Tier's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Tier?

Northern Tier has total capital of $11.45 million. Full information on Northern Tier's financial position is located above.

Who owns Northern Tier?

Credit Unions are owned by their members.

Where are Northern Tier branches located?

See branch locations nearby.

Are Northern Tier ATMs Open 24/7?

Do Northern Tier ATMs accept cash deposits?

Can Northern Tier customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Tier have a mobile app?

Does Northern Tier have mobile deposit?

Does Northern Tier have quick pay?

How can Northern Tier transfer money to other banks or credit unions?

Does Northern Tier report to credit bureaus?

Does Northern Tier use Chexsystems?

Does Northern Tier use Equifax?

What is Northern Tier's toll free phone number?

What is Northern Tier's ACH Routing Number?

What is Northern Tier's SWIFT code?

Where can I find Northern Tier's wire transfer form?

What is the Northern Tier address for deposits?

What Products Does Northern Tier Offer

Does Northern Tier offer mortgages?

Compare mortgage rates here.

Does Northern Tier offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Tier offer auto and RV loans?

Compare auto loan rates here.

Does Northern Tier offer student loans or personal loans?

Compare personal loan rates here.

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