NORTHWOOD

Headquarters

6836 Castor Ave
Philadelphia, PA 19149
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.75% 0.91% →
1-Year CD 1.00% 1.01% →
2-Year CD 1.25% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Northwood is an NCUA insured institution located in Philadelphia, PA. It was founded in 1943 and has approximately $10.02 millions in assets.

NCUA Insured Yes
Charter Number # # 5062
Date Established 1943
Assets $10.02 million
Loans $3.20 million
Deposits $8.59 million
Capital $1.38 million
 

Deposit Rates - December 1, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.75% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.25% $10,000 $14,999 Learn More
24 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - December 1, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for NORTHWOOD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Hart West Financial Inc.
NMLS ID: 116830
2.294% 2.250% 0.63 $1,472 $956 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to NORTHWOOD
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Branches

Below are Northwood branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Northwood Locations


Financial Details

Northwood Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northwood. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northwood U.S. Average
13.75% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Northwood had $201,135 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,382,288 in net worth and $80,926 in loans loss reserves. That gives it a Texas Ratio of 13.75%.

Net Worth
Northwood U.S. Average
13.8% 13.61%

Northwood FCU has a net worth of 13.8% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northwood

Branches and Savings

What is Northwood?

A federal credit union, registered with the NCUA under certificate #5062.
Learn more about credit unions here.

Is Northwood FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northwood?

Please see Field of Membership information above for information on who is eligible to join.

What are Northwood's share account and share certificate rates?

Northwood's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northwood?

Northwood has total capital of $1.38 million. Full information on Northwood's financial position is located above.

Who owns Northwood?

Credit Unions are owned by their members.

Where are Northwood branches located?

See branch locations nearby.

Are Northwood ATMs Open 24/7?

Do Northwood ATMs accept cash deposits?

Can Northwood customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northwood have a mobile app?

Does Northwood have mobile deposit?

Does Northwood have quick pay?

How can Northwood transfer money to other banks or credit unions?

Does Northwood report to credit bureaus?

Does Northwood use Chexsystems?

Does Northwood use Equifax?

What is Northwood's toll free phone number?

What is Northwood's ACH Routing Number?

What is Northwood's SWIFT code?

Where can I find Northwood's wire transfer form?

What is the Northwood address for deposits?

What Products Does Northwood Offer

Does Northwood offer mortgages?

Compare mortgage rates here.

Does Northwood offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northwood offer auto and RV loans?

Compare auto loan rates here.

Does Northwood offer student loans or personal loans?

Compare personal loan rates here.

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