Oak Farms Employees Credit Union

Headquarters

Po Box 1270
Houston, TX 77251
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Oak Farms Employees is an NCUA insured institution located in Houston, TX. It was founded in 1953 and has approximately $4.18 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67624
Date Established 1953
Assets $4.18 million
Loans $2.62 million
Deposits $3.04 million
Capital $1.14 million
 

Deposit Rates - October 2, 2026

Your Current Location: New Mexico, NM

We do not yet have rates for Oak Farms Employees

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Loan Rates - October 2, 2026

Your Current Location: New Mexico, NM

There are currently no loan rates available for Oak Farms Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Mexico 30 Year Fixed Mortgage Rates 2026

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Featured - New Mexico Home Equity Line Of Credit Rates 2026

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Branches

Below are Oak Farms Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Las Cruces,New Mexico


Oak Farms Employees Locations


BranchDistance Map View Lobby Hours

Main Office

630.25 A View Lobby Hours


Climate Policy and Initiatives

OAK FARMS EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Oak Farms Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oak Farms Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oak Farms Employees U.S. Average
0.50% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Oak Farms Employees had $5,828 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,141,341 in net worth and $33,783 in loans loss reserves. That gives it a Texas Ratio of 0.50%.

Net Worth
Oak Farms Employees U.S. Average
27.29% 14.48%

Oak Farms Employees FCU has a net worth of 27.29% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Oak Farms Employees

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