Ocnac #1 Federal Credit Union

Headquarters

1082 Summit Ave
Jersey City, NJ 07307
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ocnac #1 is an NCUA insured institution located in Jersey City, NJ. It was founded in 1949 and has approximately $7.93 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5987
Date Established 1949
Assets $7.93 million
Loans $1.90 million
Deposits $7.21 million
Capital $0.69 million
 

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Ocnac #1

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Advertiser Disclosure

Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OCNAC #1

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.126% 2.990% 0.75 $4,375 $1,053 Learn More
First Internet Bank
NMLS ID: 424182
2.813% 2.750% 0.88 $2,058 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to OCNAC #1
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ocnac #1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ocnac #1 Locations



Climate Initiatives

OCNAC #1 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ocnac #1 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ocnac #1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ocnac #1 U.S. Average
0.88% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Ocnac #1 had $6,641 in non-current loans and $0 in owned assets. To cover these potential losses it had $685,362 in net worth and $72,348 in loans loss reserves. That gives it a Texas Ratio of 0.88%.

Net Worth
Ocnac #1 U.S. Average
8.64% 12.22%

Ocnac #1 FCU has a net worth of 8.64% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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