Ocnac #1


1082 Summit Ave
Jersey City, NJ 07307
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ocnac #1 is an NCUA insured institution located in Jersey City, NJ. It was founded in 1949 and has approximately $7.62 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5987
Date Established 1949
Assets $7.62 million
Loans $1.90 million
Deposits $6.91 million
Capital $0.68 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ocnac #1

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OCNAC #1

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to OCNAC #1
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Ocnac #1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Ocnac #1 Locations

Financial Details

Ocnac #1 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ocnac #1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ocnac #1 U.S. Average
2.15% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ocnac #1 had $16,815 in non-current loans and $0 in owned assets. To cover these potential losses it had $684,382 in net worth and $99,387 in loans loss reserves. That gives it a Texas Ratio of 2.15%.

Net Worth
Ocnac #1 U.S. Average
8.97% 12.67%

Ocnac #1 FCU has a net worth of 8.97% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ocnac #1

Branches and Savings

What is Ocnac #1?

A federal credit union, registered with the NCUA under certificate #5987.
Learn more about credit unions here.

Is Ocnac #1 FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ocnac #1 is insured by the NCUA.

Who can join Ocnac #1?

Please see Field of Membership information above for information on who is eligible to join.

What are Ocnac #1's share account and share certificate rates?

Ocnac #1's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ocnac #1?

Ocnac #1 has total capital of $0.68 million. Full information on Ocnac #1's financial position is located above.

Who owns Ocnac #1?

Credit Unions are owned by their members.

Where are Ocnac #1 branches located?

See branch locations nearby.

Are Ocnac #1 ATMs Open 24/7?

Do Ocnac #1 ATMs accept cash deposits?

Can Ocnac #1 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ocnac #1 have a mobile app?

Does Ocnac #1 have mobile deposit?

Does Ocnac #1 have quick pay?

How can Ocnac #1 transfer money to other banks or credit unions?

Does Ocnac #1 report to credit bureaus?

Does Ocnac #1 use Chexsystems?

Does Ocnac #1 use Equifax?

What is Ocnac #1's toll free phone number?

What is Ocnac #1's ACH Routing Number?

What is Ocnac #1's SWIFT code?

Where can I find Ocnac #1's wire transfer form?

What is the Ocnac #1 address for deposits?

What Products Does Ocnac #1 Offer

Does Ocnac #1 offer mortgages?

Compare mortgage rates here.

Does Ocnac #1 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ocnac #1 offer auto and RV loans?

Compare auto loan rates here.

Does Ocnac #1 offer student loans or personal loans?

Compare personal loan rates here.

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