OHIO CATHOLIC FCU

Headquarters

13623 Rockside Rd
Garfield Hts, OH 44125
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD 0.15% 0.85% →
2-Year CD 0.20% 0.87% →
5-Year CD 0.30% 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage 2.72% 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Ohio Catholic Fcu is an NCUA insured institution located in Garfield Hts, OH. It was founded in 1954 and has approximately $210.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9208
Date Established 1954
Assets $210.13 million
Loans $137.02 million
Deposits $174.18 million
Capital $29.34 million
 

Field of Membership Restrictions

Must be an employee, member or student of the Catholic Diocese of Cleveland (includes parishes, schools, services, ministries, organizations or entities located in the counties of Cuyahoga, Ashland, Geauga, Lake, Lorain, Medina, Summit and Wayne).

Deposit Rates - January 16, 2022

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
12-Month Share Certificate
0.10% $500 $99,999 Learn More
12-Month Share Certificate
0.10% $500 $24,999 Learn More
12-Month Share Certificate
0.15% $100,000 - Learn More
18-Month Share Certificate
0.10% $500 $24,999 Learn More
18-Month Share Certificate
0.15% $25,000 $99,999 Learn More
18-Month Share Certificate
0.15% $100,000 - Learn More
24-Month Share Certificate
0.15% $500 $24,999 Learn More
24-Month Share Certificate
0.20% $25,000 $99,999 Learn More
24-Month Share Certificate
0.20% $100,000 - Learn More
36-Month Share Certificate
0.20% $25,000 $99,999 Learn More
36-Month Share Certificate
0.25% $100,000 - Learn More
48-Month Share Certificate
0.30% $25,000 $99,999 Learn More
48-Month Share Certificate
0.30% $100,000 - Learn More
60-Month Share Certificate
0.30% $500 $24,999 Learn More
60-Month Share Certificate
0.30% $25,000 $99,999 Learn More
60-Month Share Certificate
0.30% $100,000 - Learn More
84-Month Share Certificate
1.00% $25,000 $99,999 Learn More

Loan Rates - January 16, 2022

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.99% 3.99% $737.99
4 Year 3.99% 3.99% $564.36
5 Year 3.99% 3.99% $460.30
6 Year 3.99% 3.99% $391.02
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Ohio Catholic Fcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ohio Catholic Fcu Locations



Climate Initiatives

OHIO CATHOLIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ohio Catholic Fcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ohio Catholic Fcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ohio Catholic Fcu U.S. Average
0.38% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, Ohio Catholic Fcu had $65,894 in non-current loans and $50,000 in owned assets. To cover these potential losses it had $29,335,864 in net worth and $1,456,903 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
Ohio Catholic Fcu U.S. Average
13.96% 12.37%

Ohio Catholic Fcu FCU has a net worth of 13.96% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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