2020 Overview
General Credit Union Information
Ohio Catholic Fcu is an NCUA insured institution located in Garfield Hts, OH. It was founded in 1954 and has approximately $184.91 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 9208 |
| Date Established | 1954 |
| Assets | $184.91 million |
| Loans | $128.51 million |
| Deposits | $152.34 million |
| Capital | $25.70 million |
Field of Membership Restrictions
Deposit Rates - November 27, 2020
Your Current Location: Virginia, VA 20146
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3-5 Months Non-IRA
|
0.20% | $500 | $24,999 |
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|
| 3-5 Months Non-IRA
|
0.40% | $25,000 | $99,999 |
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|
| 3-5 Months Non-IRA
|
0.50% | $100,000 | - |
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|
| 6-11 Months Non-IRA
|
0.20% | $500 | $24,999 |
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|
| 6-11 Months Non-IRA
|
0.65% | $100,000 | - |
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|
| 12-Month Share Certificate
|
0.60% | $500 | $24,999 |
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|
| 12-Month Share Certificate
|
0.65% | $25,000 | $99,999 |
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|
| 12-Month Share Certificate
|
0.70% | $100,000 | - |
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|
| 18-Month Share Certificate
|
0.65% | $500 | $24,999 |
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|
| 18-Month Share Certificate
|
0.75% | $25,000 | $99,999 |
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|
| 18-Month Share Certificate
|
0.75% | $100,000 | - |
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|
| 24-Month Share Certificate
|
0.70% | $500 | $24,999 |
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|
| 24-Month Share Certificate
|
0.75% | $25,000 | $99,999 |
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|
| 24-Month Share Certificate
|
0.75% | $100,000 | - |
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|
| 36-Month Share Certificate
|
0.80% | $25,000 | $99,999 |
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|
| 36-Month Share Certificate
|
0.85% | $100,000 | - |
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|
| 48-Month Share Certificate
|
0.80% | $25,000 | $99,999 |
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|
| 48-Month Share Certificate
|
0.90% | $100,000 | - |
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|
| 60-Month Share Certificate
|
0.85% | $500 | $24,999 |
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|
| 60-Month Share Certificate
|
0.90% | $25,000 | $99,999 |
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|
| 60-Month Share Certificate
|
0.90% | $100,000 | - |
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|
| 72-Month Share Certificate
|
0.95% | $500 | $24,999 |
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|
| 72-Month Share Certificate
|
1.00% | $25,000 | $99,999 |
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|
| 72-Month Share Certificate
|
1.00% | $100,000 | - |
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|
| 84-Month Share Certificate
|
0.95% | $500 | $24,999 |
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|
| 84-Month Share Certificate
|
1.00% | $25,000 | $99,999 |
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|
| 84-Month Share Certificate
|
1.00% | $100,000 | - |
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|
Loan Rates - November 27, 2020
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
3.50% | 3.50% | Varies | |
Compare with 2.24 RATE Line of Credit from Third Federal Savings and Loans
See All Home Equity Rates |
||||
| 5 Year Loan
See Table |
3.68% | 3.68% | $913.62 | |
| 10 Year Loan
See Table |
3.60% | 3.60% | $496.77 | |
| 15 Year Loan
See Table |
3.65% | 3.65% | $361.14 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.99% | 3.99% | $737.99 | |
| 4 Year | 3.99% | 3.99% | $564.36 | |
| 5 Year | 3.99% | 3.99% | $460.30 | |
| 6 Year | 3.99% | 3.99% | $391.02 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
2.72% | 2.50% | $1,666.97 | |
| 20 Year Fixed Conforming See Amortization Table |
3.99% | 3.99% | $1,513.63 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
2.72% | 2.50% | $1,666.97 | |
| 20 Year Fixed Conforming See Amortization Table |
3.99% | 3.99% | $1,513.63 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Ohio Catholic Fcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Ohio Catholic Fcu Locations
Financial Details
Ohio Catholic Fcu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ohio Catholic Fcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ohio Catholic Fcu | U.S. Average |
|---|---|
| 2.86% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Ohio Catholic Fcu had $722,159 in non-current loans and $50,000 in owned assets. To cover these potential losses it had $25,702,308 in net worth and $1,254,706 in loans loss reserves. That gives it a Texas Ratio of 2.86%.
Net Worth
| Ohio Catholic Fcu | U.S. Average |
|---|---|
| 13.89% | 13.61% |
Ohio Catholic Fcu FCU has a net worth of 13.89% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Ohio Catholic Fcu
Branches and Savings
What is Ohio Catholic Fcu?
A federal credit union, registered with the NCUA under certificate #9208.
Learn more about credit unions here.
Is Ohio Catholic Fcu FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Ohio Catholic Fcu?
Please see Field of Membership information above for information on who is eligible to join.
How big is Ohio Catholic Fcu?
Ohio Catholic Fcu has total capital of $25.70 million. Full information on Ohio Catholic Fcu's financial position is located above.
Who owns Ohio Catholic Fcu?
Credit Unions are owned by their members.
Where are Ohio Catholic Fcu branches located?
See branch locations nearby.
Are Ohio Catholic Fcu ATMs Open 24/7?
Do Ohio Catholic Fcu ATMs accept cash deposits?
Can Ohio Catholic Fcu customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Ohio Catholic Fcu have a mobile app?
Does Ohio Catholic Fcu have mobile deposit?
Does Ohio Catholic Fcu have quick pay?
How can Ohio Catholic Fcu transfer money to other banks or credit unions?
Does Ohio Catholic Fcu report to credit bureaus?
Does Ohio Catholic Fcu use Chexsystems?
Does Ohio Catholic Fcu use Equifax?
What is Ohio Catholic Fcu's toll free phone number?
What is Ohio Catholic Fcu's ACH Routing Number?
What is Ohio Catholic Fcu's SWIFT code?
Where can I find Ohio Catholic Fcu's wire transfer form?
What is the Ohio Catholic Fcu address for deposits?
What Products Does Ohio Catholic Fcu Offer
Does Ohio Catholic Fcu offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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