OHIO CATHOLIC FCU

13623 ROCKSIDE RD
Garfield Hts, OH 44125

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 9208
Date Established 1954
Assets $176.06 million
Loans $113.84 million
Deposits $147.53 million
Capital $24.21 million

Ohio Catholic Fcu is an NCUA insured institution located in Garfield Hts, OH. It was founded in 1954 and has approximately $176.06 millions in assets.

Field of Membership Restrictions

Must be an employee, member or student of the Catholic Diocese of Cleveland (includes parishes, schools, services, ministries, organizations or entities located in the counties of Cuyahoga, Ashland, Geauga, Lake, Lorain, Medina, Summit and Wayne).

Deposit Rates - October 16, 2019

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3-5 Months Non-IRA
0.20% $500 $24,999 Learn MoreShow Less
3-5 Months Non-IRA
0.40% $25,000 $99,999 Learn MoreShow Less
3-5 Months Non-IRA
0.50% $100,000 - Learn MoreShow Less
6-11 Months Non-IRA
0.20% $500 $24,999 Learn MoreShow Less
6-11 Months Non-IRA
0.65% $100,000 - Learn MoreShow Less
12-Month Share Certificate
1.00% $500 $24,999 Learn MoreShow Less
12-Month Share Certificate
1.15% $25,000 $99,999 Learn MoreShow Less
12-Month Share Certificate
1.25% $100,000 - Learn MoreShow Less
18-Month Share Certificate
1.15% $500 $24,999 Learn MoreShow Less
18-Month Share Certificate
1.25% $25,000 $99,999 Learn MoreShow Less
18-Month Share Certificate
1.35% $100,000 - Learn MoreShow Less
24-Month Share Certificate
1.25% $500 $24,999 Learn MoreShow Less
24-Month Share Certificate
1.35% $25,000 $99,999 Learn MoreShow Less
24-Month Share Certificate
1.45% $100,000 - Learn MoreShow Less
36-Month Share Certificate
1.45% $500 $24,999 Learn MoreShow Less
36-Month Share Certificate
1.50% $25,000 $99,999 Learn MoreShow Less
36-Month Share Certificate
1.65% $100,000 - Learn MoreShow Less
48-Month Share Certificate
1.65% $500 $24,999 Learn MoreShow Less
48-Month Share Certificate
1.75% $25,000 $99,999 Learn MoreShow Less
48-Month Share Certificate
1.85% $100,000 - Learn MoreShow Less
60-Month Share Certificate
1.75% $500 $24,999 Learn MoreShow Less
60-Month Share Certificate
1.85% $25,000 $99,999 Learn MoreShow Less
60-Month Share Certificate
1.95% $100,000 - Learn MoreShow Less
72-Month Share Certificate
1.75% $500 $24,999 Learn MoreShow Less
72-Month Share Certificate
1.85% $25,000 $99,999 Learn MoreShow Less
72-Month Share Certificate
1.95% $100,000 - Learn MoreShow Less
84-Month Share Certificate
1.75% $500 $24,999 Learn MoreShow Less
84-Month Share Certificate
1.85% $25,000 $99,999 Learn MoreShow Less
84-Month Share Certificate
1.95% $100,000 - Learn MoreShow Less

Loan Rates - October 16, 2019

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 6.31% 5.75% $757.72
4 Year 5.59% 5.25% $578.57
5 Year 5.84% 5.50% $477.53
6 Year 4.73% 4.50% $396.85
Home Equity Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Ohio Catholic Fcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ohio Catholic Fcu Locations


Financial Details

Ohio Catholic Fcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ohio Catholic Fcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ohio Catholic Fcu U.S. Average
0.73% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Ohio Catholic Fcu had $144,198 in non-current loans and $40,000 in owned assets. To cover these potential losses it had $24,209,746 in net worth and $1,108,795 in loans loss reserves. That gives it a Texas Ratio of 0.73%.

Net Worth
Ohio Catholic Fcu U.S. Average
13.75% 13.65%

Ohio Catholic Fcu FCU has a net worth of 13.75% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ohio Catholic Fcu

Branches and Savings

What is Ohio Catholic Fcu?

A federal credit union, registered with the NCUA under certificate #9208.
Learn more about credit unions here.

Is Ohio Catholic Fcu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ohio Catholic Fcu?

Please see Field of Membership information above for information on who is eligible to join.

What are Ohio Catholic Fcu's share account and share certificate rates?

Ohio Catholic Fcu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ohio Catholic Fcu?

Ohio Catholic Fcu has total capital of $24.21 million. Full information on Ohio Catholic Fcu's financial position is located above.

Who owns Ohio Catholic Fcu?

Credit Unions are owned by their members.

Where are Ohio Catholic Fcu branches located?

See branch locations nearby.

Are Ohio Catholic Fcu ATMs Open 24/7?

Do Ohio Catholic Fcu ATMs accept cash deposits?

Can Ohio Catholic Fcu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ohio Catholic Fcu have a mobile app?

Does Ohio Catholic Fcu have mobile deposit?

Does Ohio Catholic Fcu have quick pay?

How can Ohio Catholic Fcu transfer money to other banks or credit unions?

Does Ohio Catholic Fcu report to credit bureaus?

Does Ohio Catholic Fcu use Chexsystems?

Does Ohio Catholic Fcu use Equifax?

What is Ohio Catholic Fcu's toll free phone number?

What is Ohio Catholic Fcu's ACH Routing Number?

What is Ohio Catholic Fcu's SWIFT code?

Where can I find Ohio Catholic Fcu's wire transfer form?

What is the Ohio Catholic Fcu address for deposits?

What Products Does Ohio Catholic Fcu Offer

Does Ohio Catholic Fcu offer mortgages?

Compare mortgage rates here.

Does Ohio Catholic Fcu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ohio Catholic Fcu offer auto and RV loans?

Compare auto loan rates here.

Does Ohio Catholic Fcu offer student loans or personal loans?

Compare personal loan rates here.

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