Oko Cal


959 Market Street
Paterson, NJ 07513
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Oko Cal is an NCUA insured institution located in Paterson, NJ. It was founded in 1953 and has approximately $0.61 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8410
Date Established 1953
Assets $0.61 million
Loans $0.13 million
Deposits $0.50 million
Capital $0.11 million

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Oko Cal

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Oko Cal

Note to Oko Cal
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OKO CAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.672% 2.625% 0.63 $1,550 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to OKO CAL
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Oko Cal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Oko Cal Locations

Financial Details

Oko Cal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oko Cal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oko Cal U.S. Average
0.30% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Oko Cal had $352 in non-current loans and $0 in owned assets. To cover these potential losses it had $114,491 in net worth and $2,714 in loans loss reserves. That gives it a Texas Ratio of 0.30%.

Net Worth
Oko Cal U.S. Average
18.7% 12.20%

Oko Cal FCU has a net worth of 18.7% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Oko Cal

Branches and Savings

What is Oko Cal?

A federal credit union, registered with the NCUA under certificate #8410.
Learn more about credit unions here.

Is Oko Cal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Oko Cal is insured by the NCUA.

Who can join Oko Cal?

Please see Field of Membership information above for information on who is eligible to join.

What are Oko Cal's share account and share certificate rates?

Oko Cal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Oko Cal?

Oko Cal has total capital of $0.11 million. Full information on Oko Cal's financial position is located above.

Who owns Oko Cal?

Credit Unions are owned by their members.

Where are Oko Cal branches located?

See branch locations nearby.

Are Oko Cal ATMs Open 24/7?

Do Oko Cal ATMs accept cash deposits?

Can Oko Cal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Oko Cal have a mobile app?

Does Oko Cal have mobile deposit?

Does Oko Cal have quick pay?

How can Oko Cal transfer money to other banks or credit unions?

Does Oko Cal report to credit bureaus?

Does Oko Cal use Chexsystems?

Does Oko Cal use Equifax?

What is Oko Cal's toll free phone number?

What is Oko Cal's ACH Routing Number?

What is Oko Cal's SWIFT code?

Where can I find Oko Cal's wire transfer form?

What is the Oko Cal address for deposits?

What Products Does Oko Cal Offer

Does Oko Cal offer mortgages?

Compare mortgage rates here.

Does Oko Cal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Oko Cal offer auto and RV loans?

Compare auto loan rates here.

Does Oko Cal offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Oko Cal

There are currently no comments for Oko Cal. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →