2025 Overview
General Credit Union Information
One Vision is an NCUA insured institution located in Clarksville, IN.
It was founded in 1954 and has approximately $64.31 millions in assets.
|
|
| NCUA Insured |
Yes / Federally Chartered
|
| Charter Number # |
# 9097 |
| Date Established |
1954 |
| Assets |
$64.31 million |
| Loans |
$22.91 million |
| Deposits |
$56.26 million |
| Capital |
$7.86 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Clark, Floyd, or Harrison Counties in Indiana.
Deposit Rates - November 5, 2025
Your Current Location: New York, NY 10116
We do not yet have rates for One Vision
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Advertiser Disclosure
Loan Rates - November 5, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for
One Vision
Please contact the bank for questions about their loan products.
In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
Featured - New York Home Equity Line Of Credit Rates 2025
Figure Home Equity
See Table
|
Intro APR
6.850 %
After Intro: 6.850 %
|
$15,000
|
Learn More
More Info
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Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone.
- Flexible terms, borrow $15K-$750K, redraw up to 100%
- Use to consolidate debt or finance your next home project
- 100% digital app & automated valuation
- Largest non-bank HELOC lender in the US
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Third Federal Savings and Loan
See Table
|
Intro APR
6.990 %
After Intro: 6.990 %
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$0
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Learn More
More Info
|
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
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Four Leaf Federal Credit Union
See Table
|
Intro APR
5.990 %
After Intro: 7.250 %
Intro Period: 12 months
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$25,000
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Learn More
More Info
|
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account.
Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value.
If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate.
The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000.
- Tap into your home's equity & access the funds you need with a HELOC
- Apply online or speak with a specialist
- No application, origination & appraisal fees on lines up to $500K[3]
- On average, access funds within 35 days[5]
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Note to One Vision
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are One Vision branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
One Vision Locations
around zip code 10116
Climate Policy and Initiatives
ONE VISION is encouraged to provide us with this information.
When we receive this information from the credit union, we will provide it here.
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Financial Details
One Vision Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of One Vision.
The data is provided by the NCUA.
All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured.
Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| One Vision |
U.S. Average |
| 0.21% |
5.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed
with the amount a credit union has on hand to cover any losses.
The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has
to absorb its loan losses.
As of June 30, 2025,
One Vision had $17,106 in non-current loans and $0 in owned assets.
To cover these potential losses it had $7,861,584
in net worth and $106,038 in loans loss reserves.
That gives it a Texas Ratio of 0.21%.
Net Worth
| One Vision |
U.S. Average |
| 12.23% |
14.29% |
One Vision FCU has a net worth of 12.23% versus the BestCashCow average of 14.29.
Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
ONE VISION's History
Father Xavier Knopp, Pastor of St. Anthony of Padua Catholic Church, believed all people deserved access to affordable financial services. His vision was so strong, it soon led to the creation of St. Anthony’s Poverello Federal Credit Union in 1954.
Over the years, the credit union & its members worked together to continue his vision – growing membership eligibility & providing more access to the community.
As the membership grew, a new name was needed. ONE VISION.
Over the years, our name has changed, but our vision has not. We remain focused on enriching the lives of our members & community.
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