OU

Headquarters

PO BOX GG
Norman, OK 73070
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD 0.30% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Ou is an NCUA insured institution located in Norman, OK. It was founded in 1954 and has approximately $55.84 millions in assets.

NCUA Insured Yes
Charter Number # # 9335
Date Established 1954
Assets $55.84 million
Loans $42.05 million
Deposits $49.87 million
Capital $5.32 million
 

Field of Membership Restrictions

Must be an employee or student of the University of Oklahoma; employee of the Oklahoma Geological Survey who work in Norman,Oklahoma; Military personnel assigned to the Air Force Reserve Officers Training Corps, the Army Reserve Officers Training Corps and Naval Reserve Officers Training Corps at the University of Oklahoma in Norman, Oklahoma; Federal employees of the Oklahoma Postal Training Operation who work in Norman, Oklahoma.

Deposit Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.85% $10,000 $14,999 Learn More
Money Market
0.95% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.51% $10,000 $14,999 Learn More
6 Mo CD
1.51% $100,000 $199,999 Learn More
60 Mo CD
0.30% $10,000 $14,999 Learn More
60 Mo CD
0.30% $100,000 $199,999 Learn More

Loan Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.583% 2.500% 0.88 $2,728 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.555% 2.500% 0.75 $1,828 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to OU
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ou branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ou Locations


Financial Details

Ou Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ou. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ou U.S. Average
9.16% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Ou had $490,629 in non-current loans and $36,930 in owned assets. To cover these potential losses it had $5,317,548 in net worth and $442,154 in loans loss reserves. That gives it a Texas Ratio of 9.16%.

Net Worth
Ou U.S. Average
9.52% 13.61%

Ou FCU has a net worth of 9.52% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ou

Branches and Savings

What is Ou?

A federal credit union, registered with the NCUA under certificate #9335.
Learn more about credit unions here.

Is Ou FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ou?

Please see Field of Membership information above for information on who is eligible to join.

What are Ou's share account and share certificate rates?

Ou's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ou?

Ou has total capital of $5.32 million. Full information on Ou's financial position is located above.

Who owns Ou?

Credit Unions are owned by their members.

Where are Ou branches located?

See branch locations nearby.

Are Ou ATMs Open 24/7?

Do Ou ATMs accept cash deposits?

Can Ou customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ou have a mobile app?

Does Ou have mobile deposit?

Does Ou have quick pay?

How can Ou transfer money to other banks or credit unions?

Does Ou report to credit bureaus?

Does Ou use Chexsystems?

Does Ou use Equifax?

What is Ou's toll free phone number?

What is Ou's ACH Routing Number?

What is Ou's SWIFT code?

Where can I find Ou's wire transfer form?

What is the Ou address for deposits?

What Products Does Ou Offer

Does Ou offer mortgages?

Compare mortgage rates here.

Does Ou offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ou offer auto and RV loans?

Compare auto loan rates here.

Does Ou offer student loans or personal loans?

Compare personal loan rates here.

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