OUR FAMILY

Headquarters

PO Box 4044
Lancaster, PA 17604
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Our Family is an NCUA insured institution located in Lancaster, PA. It was founded in 1958 and has approximately $11.27 millions in assets.

NCUA Insured Yes
Charter Number # # 12421
Date Established 1958
Assets $11.27 million
Loans $5.64 million
Deposits $9.30 million
Capital $1.82 million
 

Deposit Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Our Family

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Our Family
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Advertiser Disclosure

Loan Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OUR FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to OUR FAMILY
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Branches

Below are Our Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Our Family Locations


Financial Details

Our Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Our Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Our Family U.S. Average
2.18% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Our Family had $40,043 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,819,145 in net worth and $21,341 in loans loss reserves. That gives it a Texas Ratio of 2.18%.

Net Worth
Our Family U.S. Average
16.13% 12.91%

Our Family FCU has a net worth of 16.13% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Our Family

Branches and Savings

What is Our Family?

A federal credit union, registered with the NCUA under certificate #12421.
Learn more about credit unions here.

Is Our Family FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Our Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Our Family's share account and share certificate rates?

Our Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Our Family?

Our Family has total capital of $1.82 million. Full information on Our Family's financial position is located above.

Who owns Our Family?

Credit Unions are owned by their members.

Where are Our Family branches located?

See branch locations nearby.

Are Our Family ATMs Open 24/7?

Do Our Family ATMs accept cash deposits?

Can Our Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Our Family have a mobile app?

Does Our Family have mobile deposit?

Does Our Family have quick pay?

How can Our Family transfer money to other banks or credit unions?

Does Our Family report to credit bureaus?

Does Our Family use Chexsystems?

Does Our Family use Equifax?

What is Our Family's toll free phone number?

What is Our Family's ACH Routing Number?

What is Our Family's SWIFT code?

Where can I find Our Family's wire transfer form?

What is the Our Family address for deposits?

What Products Does Our Family Offer

Does Our Family offer mortgages?

Compare mortgage rates here.

Does Our Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Our Family offer auto and RV loans?

Compare auto loan rates here.

Does Our Family offer student loans or personal loans?

Compare personal loan rates here.

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