OWENSBORO

Headquarters

717 Harvard Drive
Owensboro, KY 42301
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 1.00% 1.55% →
2-Year CD 1.15% 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Owensboro is an NCUA insured institution located in Owensboro, KY. It was founded in 1953 and has approximately $56.31 millions in assets.

NCUA Insured Yes
Charter Number # # 8988
Date Established 1953
Assets $56.31 million
Loans $25.35 million
Deposits $50.65 million
Capital $5.09 million
 

Field of Membership Restrictions

Anyone in your immediate family can be an Owensboro Federal Credit Union member.

Deposit Rates - May 31, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 - Learn More
Money Market
0.25% $2,500 $4,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $15,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $1,000 - Learn More
6 Mo CD
0.40% $1,000 - Learn More
12 Mo CD
1.00% $1,000 - Learn More
18 Mo CD
1.00% $1,000 - Learn More
24 Mo CD
1.15% $1,000 - Learn More
36 Mo CD
1.30% $1,000 - Learn More

Loan Rates - May 31, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OWENSBORO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to OWENSBORO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Owensboro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Owensboro Locations


Financial Details

Owensboro Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Owensboro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Owensboro U.S. Average
1.13% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Owensboro had $56,003 in non-current loans and $2,353 in owned assets. To cover these potential losses it had $5,091,050 in net worth and $72,770 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth
Owensboro U.S. Average
9.04% 13.86%

Owensboro FCU has a net worth of 9.04% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Owensboro

Branches and Savings

What is Owensboro?

A federal credit union, registered with the NCUA under certificate #8988.
Learn more about credit unions here.

Is Owensboro FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Owensboro?

Please see Field of Membership information above for information on who is eligible to join.

What are Owensboro's share account and share certificate rates?

Owensboro's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Owensboro?

Owensboro has total capital of $5.09 million. Full information on Owensboro's financial position is located above.

Who owns Owensboro?

Credit Unions are owned by their members.

Where are Owensboro branches located?

See branch locations nearby.

Are Owensboro ATMs Open 24/7?

Do Owensboro ATMs accept cash deposits?

Can Owensboro customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Owensboro have a mobile app?

Does Owensboro have mobile deposit?

Does Owensboro have quick pay?

How can Owensboro transfer money to other banks or credit unions?

Does Owensboro report to credit bureaus?

Does Owensboro use Chexsystems?

Does Owensboro use Equifax?

What is Owensboro's toll free phone number?

What is Owensboro's ACH Routing Number?

What is Owensboro's SWIFT code?

Where can I find Owensboro's wire transfer form?

What is the Owensboro address for deposits?

What Products Does Owensboro Offer

Does Owensboro offer mortgages?

Compare mortgage rates here.

Does Owensboro offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Owensboro offer auto and RV loans?

Compare auto loan rates here.

Does Owensboro offer student loans or personal loans?

Compare personal loan rates here.

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