P.s. Local 821


22 Bright St
Jersey City, NJ 07302
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

P.s. Local 821 is an NCUA insured institution located in Jersey City, NJ. It was founded in 1954 and has approximately $0.91 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9354
Date Established 1954
Assets $0.91 million
Loans $0.21 million
Deposits $0.73 million
Capital $0.18 million

Deposit Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for P.s. Local 821

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Note to P.s. Local 821
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Loan Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for P.S. LOCAL 821

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.971% 2.875% 0.88 $3,118 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to P.S. LOCAL 821
To upload and update your bank's rates please register. It is free to register and add rates.



Below are P.s. Local 821 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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P.s. Local 821 Locations

Financial Details

P.s. Local 821 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of P.s. Local 821. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
P.s. Local 821 U.S. Average
1.19% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, P.s. Local 821 had $2,229 in non-current loans and $0 in owned assets. To cover these potential losses it had $179,588 in net worth and $7,064 in loans loss reserves. That gives it a Texas Ratio of 1.19%.

Net Worth
P.s. Local 821 U.S. Average
19.79% 12.91%

P.s. Local 821 FCU has a net worth of 19.79% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About P.s. Local 821

Branches and Savings

What is P.s. Local 821?

A federal credit union, registered with the NCUA under certificate #9354.
Learn more about credit unions here.

Is P.s. Local 821 FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. P.s. Local 821 is insured by the NCUA.

Who can join P.s. Local 821?

Please see Field of Membership information above for information on who is eligible to join.

What are P.s. Local 821's share account and share certificate rates?

P.s. Local 821's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is P.s. Local 821?

P.s. Local 821 has total capital of $0.18 million. Full information on P.s. Local 821's financial position is located above.

Who owns P.s. Local 821?

Credit Unions are owned by their members.

Where are P.s. Local 821 branches located?

See branch locations nearby.

Are P.s. Local 821 ATMs Open 24/7?

Do P.s. Local 821 ATMs accept cash deposits?

Can P.s. Local 821 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does P.s. Local 821 have a mobile app?

Does P.s. Local 821 have mobile deposit?

Does P.s. Local 821 have quick pay?

How can P.s. Local 821 transfer money to other banks or credit unions?

Does P.s. Local 821 report to credit bureaus?

Does P.s. Local 821 use Chexsystems?

Does P.s. Local 821 use Equifax?

What is P.s. Local 821's toll free phone number?

What is P.s. Local 821's ACH Routing Number?

What is P.s. Local 821's SWIFT code?

Where can I find P.s. Local 821's wire transfer form?

What is the P.s. Local 821 address for deposits?

What Products Does P.s. Local 821 Offer

Does P.s. Local 821 offer mortgages?

Compare mortgage rates here.

Does P.s. Local 821 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does P.s. Local 821 offer auto and RV loans?

Compare auto loan rates here.

Does P.s. Local 821 offer student loans or personal loans?

Compare personal loan rates here.

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