P.s. Local 821 Federal Credit Union


22 Bright St
Jersey City, NJ 07302
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

P.s. Local 821 is an NCUA insured institution located in Jersey City, NJ. It was founded in 1954 and has approximately $0.91 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9354
Date Established 1954
Assets $0.91 million
Loans $0.21 million
Deposits $0.73 million
Capital $0.18 million

Deposit Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for P.s. Local 821

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Loan Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for P.S. LOCAL 821

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
3.116% 2.990% 0.63 $4,062 $1,053 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.937% 2.875% 0.75 $2,008 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to P.S. LOCAL 821
To upload and update your bank's rates please register. It is free to register and add rates.



Below are P.s. Local 821 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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P.s. Local 821 Locations

Climate Initiatives

P.S. LOCAL 821 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

P.s. Local 821 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of P.s. Local 821. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
P.s. Local 821 U.S. Average
1.19% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, P.s. Local 821 had $2,229 in non-current loans and $0 in owned assets. To cover these potential losses it had $179,588 in net worth and $7,064 in loans loss reserves. That gives it a Texas Ratio of 1.19%.

Net Worth
P.s. Local 821 U.S. Average
19.79% 12.22%

P.s. Local 821 FCU has a net worth of 19.79% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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