307 State St
Johnstown, PA 15905
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pacoe is an NCUA insured institution located in Johnstown, PA. It was founded in 1960 and has approximately $4.77 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13740
Date Established 1960
Assets $4.77 million
Loans $1.45 million
Deposits $3.88 million
Capital $0.92 million

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Pacoe

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for PACOE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to PACOE
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Below are Pacoe branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Financial Details

Pacoe Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacoe. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacoe U.S. Average
0.78% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Pacoe had $7,233 in non-current loans and $0 in owned assets. To cover these potential losses it had $919,156 in net worth and $3,685 in loans loss reserves. That gives it a Texas Ratio of 0.78%.

Net Worth
Pacoe U.S. Average
17.82% 12.67%

Pacoe FCU has a net worth of 17.82% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacoe

Branches and Savings

What is Pacoe?

A federal credit union, registered with the NCUA under certificate #13740.
Learn more about credit unions here.

Is Pacoe FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Pacoe is insured by the NCUA.

Who can join Pacoe?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacoe's share account and share certificate rates?

Pacoe's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacoe?

Pacoe has total capital of $0.92 million. Full information on Pacoe's financial position is located above.

Who owns Pacoe?

Credit Unions are owned by their members.

Where are Pacoe branches located?

See branch locations nearby.

Are Pacoe ATMs Open 24/7?

Do Pacoe ATMs accept cash deposits?

Can Pacoe customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacoe have a mobile app?

Does Pacoe have mobile deposit?

Does Pacoe have quick pay?

How can Pacoe transfer money to other banks or credit unions?

Does Pacoe report to credit bureaus?

Does Pacoe use Chexsystems?

Does Pacoe use Equifax?

What is Pacoe's toll free phone number?

What is Pacoe's ACH Routing Number?

What is Pacoe's SWIFT code?

Where can I find Pacoe's wire transfer form?

What is the Pacoe address for deposits?

What Products Does Pacoe Offer

Does Pacoe offer mortgages?

Compare mortgage rates here.

Does Pacoe offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacoe offer auto and RV loans?

Compare auto loan rates here.

Does Pacoe offer student loans or personal loans?

Compare personal loan rates here.

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