2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3571
Date Established 1940
Assets $221.38 million
Loans $57.08 million
Deposits $177.26 million
Capital $41.14 million

Pantex is an NCUA insured institution located in Borger, TX. It was founded in 1940 and has approximately $221.38 millions in assets.

Who can join?

Pantex Federal Credit Union serves all of Hutchinson County, many other areas and employers. These include:
• Persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities within Hutchinson County.
• Persons who live, work, workship, volunteer or attend school in and businesses and other legal entities in the area within the city limits of Amarillo inside of Potter County. (detailed description of boundaries available upon request).
• Persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities within the southern city limits of Pampa, Tx in Gray County. (detailed description of boundaries available upon request).
• Employees of Phillips Petroleum Company who work in the State of Texas or the State of New Mexico, including employees who work at the Borger Strategic Business Unit, near Borger, Texas, and were members of Pantex Federal Credit Union on April 1, 1992 and employees hired by Phillips Petroleum Company after April 1, 1992 within the Philtex/Ryton Complex geographic area.
• Employees of Phillips Petroleum Company and Phillips Pipeline Company who work in Beaver and Texas counties of Oklahoma, and Natrona and Converse counties in Wyoming.
• Employees of Phillips Petroleum Company who work in Alaska, or at the company's plant at Beatrice, Nebraska, the Coulee Plant at Kennewick, Washington, or the Toledo Carbon Plant or the Carbon Black Control Center near Toledo, Ohio.
• Employees of American Fertilizer & Chemical Company who work at Henderson, Colorado.
• Employees of Duke Energies (f.k.a. GPM Gas Corporation) who work in the States of Texas or New Mexico or in Beaver or Texas counties of Oklahoma.
• Employees of the following entities who work in Borger, Tx:
o Agrium, Inc.
Golden Plains Community Hospital
H.B. Zachry Company
J.M. Huber Corporation
Engineered Carbons, Inc.
Sid Richard Carbon and Gasoline Company

• Members of Local Union #463 in Borger, Texas
• Employees of the following political subdivisions of the State of Texas:
o The City of Borger
The City of Fritch
The City of Panhandle
The City of Stinnett
Hutchinson County
Hutchinson County Appraisal District

• Spouses of persons who died while within the field of membership of this credit union.
• Employees of this credit union.
• Persons retired from all the above-mentioned employment.
• Management or supervisory employees of construction or maintenance firms who work under contract with Phillips Petroleum Company or J.M. Huber/ECI Companies, who work in Hutchinson County or Beaver or Texas Counties of Oklahoma.
• Employees of Anadarko Petroleum who work in Hutchinson County
• Members of immediate families.
• Employees of HydroChem Industrial who work at the Phillips Refinery.
• Employees of United Supermarkets in Borger
• Employees of G.P. Guinn Trucking, Inc. who work in Borger
• Employees of Country Chevrolet who work in Borger
• Employees of Spradling, Inc. who work in Borger
• Employees of Gasket and Packings, Inc. who work in Borger
• Employees of AMECO who work in Borger
• Employees of Harvey Tire Company who work in Borger

Field of Membership Restrictions

Pantex Federal Credit Union serves all of Hutchinson County, parts of Potter County and Gray County and employees of select organizations.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.17% $2,500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.61% $2,500 - Learn MoreShow Less
6 Mo CD
1.92% $2,500 - Learn MoreShow Less
12 Mo CD
2.12% $2,500 - Learn MoreShow Less
18 Mo CD
2.17% $2,500 - Learn MoreShow Less
24 Mo CD
2.22% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $1 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PANTEX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to PANTEX
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Pantex branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pantex Locations


Financial Details

Pantex Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pantex. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pantex U.S. Average
3.59% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Pantex had $1,367,580 in non-current loans and $118,478 in owned assets. To cover these potential losses it had $41,135,509 in net worth and $234,182 in loans loss reserves. That gives it a Texas Ratio of 3.59%.

Net Worth
Pantex U.S. Average
18.58% 13.47%

Pantex FCU has a net worth of 18.58% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pantex

Branches and Savings

What is Pantex?

A federal credit union, registered with the NCUA under certificate #3571.
Learn more about credit unions here.

Is Pantex FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pantex?

Please see Field of Membership information above for information on who is eligible to join.

What are Pantex's share account and share certificate rates?

Pantex's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pantex?

Pantex has total capital of $41.14 million. Full information on Pantex's financial position is located above.

Who owns Pantex?

Credit Unions are owned by their members.

Where are Pantex branches located?

See branch locations nearby.

Are Pantex ATMs Open 24/7?

Do Pantex ATMs accept cash deposits?

Can Pantex customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pantex have a mobile app?

Does Pantex have mobile deposit?

Does Pantex have quick pay?

How can Pantex transfer money to other banks or credit unions?

Does Pantex report to credit bureaus?

Does Pantex use Chexsystems?

Does Pantex use Equifax?

What is Pantex's toll free phone number?

What is Pantex's ACH Routing Number?

What is Pantex's SWIFT code?

Where can I find Pantex's wire transfer form?

What is the Pantex address for deposits?

What Products Does Pantex Offer

Does Pantex offer mortgages?

Compare mortgage rates here.

Does Pantex offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pantex offer auto and RV loans?

Compare auto loan rates here.

Does Pantex offer student loans or personal loans?

Compare personal loan rates here.

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