Pawtucket

Headquarters

1200 Central Ave
Pawtucket, RI 02861
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.40% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 0.70% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pawtucket is an NCUA insured institution located in Pawtucket, RI. It was founded in 1926 and has approximately $2654.85 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67278
Date Established 1926
Assets $2,654.85 million
Loans $2,248.04 million
Deposits $2,117.47 million
Capital $255.85 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Rhode Island, or nearby communities in Massachusetts or Connecticut.

Deposit Rates - June 24, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Special: 6 Mo CD
0.60% $1,000 - Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Fixed IRA Rates APY MIN MAX
Special: 6 Mo FIRA
0.60% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PAWTUCKET

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Neighbors Bank
NMLS ID: 491986
2.933% 2.875% 0.75 $1,875 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to PAWTUCKET
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Pawtucket branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pawtucket Locations


Financial Details

Pawtucket Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pawtucket. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pawtucket U.S. Average
1.20% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Pawtucket had $2,675,606 in non-current loans and $521,741 in owned assets. To cover these potential losses it had $255,851,304 in net worth and $9,888,883 in loans loss reserves. That gives it a Texas Ratio of 1.20%.

Net Worth
Pawtucket U.S. Average
9.78% 12.67%

Pawtucket FCU has a net worth of 9.78% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pawtucket

Branches and Savings

What is Pawtucket?

A credit union, registered with the NCUA under certificate #67278.
Learn more about credit unions here.

Is Pawtucket FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Pawtucket is insured by the NCUA.

Who can join Pawtucket?

Please see Field of Membership information above for information on who is eligible to join.

What are Pawtucket's share account and share certificate rates?

Pawtucket's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pawtucket?

Pawtucket has total capital of $255.85 million. Full information on Pawtucket's financial position is located above.

Who owns Pawtucket?

Credit Unions are owned by their members.

Where are Pawtucket branches located?

See branch locations nearby.

Are Pawtucket ATMs Open 24/7?

Do Pawtucket ATMs accept cash deposits?

Can Pawtucket customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pawtucket have a mobile app?

Does Pawtucket have mobile deposit?

Does Pawtucket have quick pay?

How can Pawtucket transfer money to other banks or credit unions?

Does Pawtucket report to credit bureaus?

Does Pawtucket use Chexsystems?

Does Pawtucket use Equifax?

What is Pawtucket's toll free phone number?

What is Pawtucket's ACH Routing Number?

What is Pawtucket's SWIFT code?

Where can I find Pawtucket's wire transfer form?

What is the Pawtucket address for deposits?

What Products Does Pawtucket Offer

Does Pawtucket offer mortgages?

Compare mortgage rates here.

Does Pawtucket offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pawtucket offer auto and RV loans?

Compare auto loan rates here.

Does Pawtucket offer student loans or personal loans?

Compare personal loan rates here.

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