Peabody, MA 01960
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Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Peabody Municipal is an NCUA insured institution located in Peabody, MA. It was founded in 1961 and has approximately $29.75 millions in assets.

NCUA Insured Yes
Charter Number # # 14281
Date Established 1961
Assets $29.75 million
Loans $5.30 million
Deposits $26.39 million
Capital $3.29 million

Field of Membership Restrictions

Membership is open to employees of the City of Peabody.

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Peabody Municipal

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Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PEABODY MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.699% 2.625% 1.00 $2,422 $1,005 Learn More
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,890 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Peabody Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Peabody Municipal Locations

Financial Details

Peabody Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peabody Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peabody Municipal U.S. Average
1.28% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Peabody Municipal had $43,468 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,292,811 in net worth and $100,448 in loans loss reserves. That gives it a Texas Ratio of 1.28%.

Net Worth
Peabody Municipal U.S. Average
11.06% 12.91%

Peabody Municipal FCU has a net worth of 11.06% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Peabody Municipal

Branches and Savings

What is Peabody Municipal?

A federal credit union, registered with the NCUA under certificate #14281.
Learn more about credit unions here.

Is Peabody Municipal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Peabody Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Peabody Municipal's share account and share certificate rates?

Peabody Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Peabody Municipal?

Peabody Municipal has total capital of $3.29 million. Full information on Peabody Municipal's financial position is located above.

Who owns Peabody Municipal?

Credit Unions are owned by their members.

Where are Peabody Municipal branches located?

See branch locations nearby.

Are Peabody Municipal ATMs Open 24/7?

Do Peabody Municipal ATMs accept cash deposits?

Can Peabody Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Peabody Municipal have a mobile app?

Does Peabody Municipal have mobile deposit?

Does Peabody Municipal have quick pay?

How can Peabody Municipal transfer money to other banks or credit unions?

Does Peabody Municipal report to credit bureaus?

Does Peabody Municipal use Chexsystems?

Does Peabody Municipal use Equifax?

What is Peabody Municipal's toll free phone number?

What is Peabody Municipal's ACH Routing Number?

What is Peabody Municipal's SWIFT code?

Where can I find Peabody Municipal's wire transfer form?

What is the Peabody Municipal address for deposits?

What Products Does Peabody Municipal Offer

Does Peabody Municipal offer mortgages?

Compare mortgage rates here.

Does Peabody Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peabody Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Peabody Municipal offer student loans or personal loans?

Compare personal loan rates here.

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