PENACOL

Headquarters

103 S ARGYLE ST, PO BOX 337
Petrolia, PA 16050
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Penacol is an NCUA insured institution located in Petrolia, PA. It was founded in 1947 and has approximately $6.05 millions in assets.

NCUA Insured Yes
Charter Number # # 5613
Date Established 1947
Assets $6.05 million
Loans $1.85 million
Deposits $5.34 million
Capital $0.71 million
 

Deposit Rates - July 12, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Penacol

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - July 12, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PENACOL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,438 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Branches

Below are Penacol branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Penacol Locations


Financial Details

Penacol Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Penacol. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Penacol U.S. Average
0.57% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Penacol had $4,071 in non-current loans and $0 in owned assets. To cover these potential losses it had $705,584 in net worth and $12,068 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Net Worth
Penacol U.S. Average
11.65% 13.61%

Penacol FCU has a net worth of 11.65% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Penacol

Branches and Savings

What is Penacol?

A federal credit union, registered with the NCUA under certificate #5613.
Learn more about credit unions here.

Is Penacol FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Penacol?

Please see Field of Membership information above for information on who is eligible to join.

What are Penacol's share account and share certificate rates?

Penacol's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Penacol?

Penacol has total capital of $0.71 million. Full information on Penacol's financial position is located above.

Who owns Penacol?

Credit Unions are owned by their members.

Where are Penacol branches located?

See branch locations nearby.

Are Penacol ATMs Open 24/7?

Do Penacol ATMs accept cash deposits?

Can Penacol customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Penacol have a mobile app?

Does Penacol have mobile deposit?

Does Penacol have quick pay?

How can Penacol transfer money to other banks or credit unions?

Does Penacol report to credit bureaus?

Does Penacol use Chexsystems?

Does Penacol use Equifax?

What is Penacol's toll free phone number?

What is Penacol's ACH Routing Number?

What is Penacol's SWIFT code?

Where can I find Penacol's wire transfer form?

What is the Penacol address for deposits?

What Products Does Penacol Offer

Does Penacol offer mortgages?

Compare mortgage rates here.

Does Penacol offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Penacol offer auto and RV loans?

Compare auto loan rates here.

Does Penacol offer student loans or personal loans?

Compare personal loan rates here.

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