Peninsula Community


Po Box 2150
Shelton, WA 98584
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 0.65% →
1-Year CD 0.45% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 0.85% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Peninsula Community is an NCUA insured institution located in Shelton, WA. It was founded in 1935 and has approximately $261.69 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 665
Date Established 1935
Assets $261.69 million
Loans $153.49 million
Deposits $239.71 million
Capital $20.10 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County. Membership is also open to immediate family of current members.

Deposit Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.03% $100 - Learn More
Money Market
0.05% $2,500 $9,999 Learn More
Money Market
0.08% $10,000 $24,999 Learn More
Money Market
0.11% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 - Learn More
12 Mo CD
0.45% $500 - Learn More
18 Mo CD
0.55% $500 - Learn More
24 Mo CD
0.60% $500 - Learn More
36 Mo CD
0.65% $500 - Learn More
48 Mo CD
0.75% $500 - Learn More
60 Mo CD
0.85% $500 - Learn More

Loan Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PENINSULA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 174457
2.786% 2.750% 0.50 $1,168 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Peninsula Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Peninsula Community Locations

Financial Details

Peninsula Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peninsula Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peninsula Community U.S. Average
7.09% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Peninsula Community had $1,451,815 in non-current loans and $49,085 in owned assets. To cover these potential losses it had $20,101,876 in net worth and $1,056,355 in loans loss reserves. That gives it a Texas Ratio of 7.09%.

Net Worth
Peninsula Community U.S. Average
8.28% 12.20%

Peninsula Community FCU has a net worth of 8.28% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Peninsula Community

Branches and Savings

What is Peninsula Community?

A federal credit union, registered with the NCUA under certificate #665.
Learn more about credit unions here.

Is Peninsula Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Peninsula Community is insured by the NCUA.

Who can join Peninsula Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Peninsula Community's share account and share certificate rates?

Peninsula Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Peninsula Community?

Peninsula Community has total capital of $20.10 million. Full information on Peninsula Community's financial position is located above.

Who owns Peninsula Community?

Credit Unions are owned by their members.

Where are Peninsula Community branches located?

See branch locations nearby.

Are Peninsula Community ATMs Open 24/7?

Do Peninsula Community ATMs accept cash deposits?

Can Peninsula Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Peninsula Community have a mobile app?

Does Peninsula Community have mobile deposit?

Does Peninsula Community have quick pay?

How can Peninsula Community transfer money to other banks or credit unions?

Does Peninsula Community report to credit bureaus?

Does Peninsula Community use Chexsystems?

Does Peninsula Community use Equifax?

What is Peninsula Community's toll free phone number?

What is Peninsula Community's ACH Routing Number?

What is Peninsula Community's SWIFT code?

Where can I find Peninsula Community's wire transfer form?

What is the Peninsula Community address for deposits?

What Products Does Peninsula Community Offer

Does Peninsula Community offer mortgages?

Compare mortgage rates here.

Does Peninsula Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peninsula Community offer auto and RV loans?

Compare auto loan rates here.

Does Peninsula Community offer student loans or personal loans?

Compare personal loan rates here.

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