PEOPLE'S TRUST

PO Box 4511
Houston, TX 77210

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 177
Date Established 1935
Assets $497.27 million
Loans $320.22 million
Deposits $447.79 million
Capital $46.27 million

People's Trust is an NCUA insured institution located in Houston, TX. It was founded in 1935 and has approximately $497.27 millions in assets.

Who can join?

You can if you...

Live, work, worship, or attend school in the Houston city limits
Have a member of your immediate family or household that is currently a member of People’s Trust Federal Credit Union
Work for a Select Employer Group

You can also join the People’s Trust Foundation with a donation of $5 or
more to make yourself eligible to join the Credit Union.

Field of Membership Restrictions

Membership is open to anyone through becoming a member of the People's Trust Foundation ($5 membership fee). Membership is also open to employees of Shell and its subsidiaries or a select employer group member or to those who live, work, worship or attend school in the Houston city limits.

Deposit Rates - January 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,500 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.89% $1,000 $9,999 Learn MoreShow Less
Special: 30 Mo FIRA
3.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.21% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
1.61% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.92% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
2.12% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
2.32% $10,000 $24,999 Learn MoreShow Less
Special: 30 Mo CD
3.00% $1,000 - Learn MoreShow Less
30 Mo CD
3.00% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.53% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
2.78% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
3.04% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $1 $2,499 Learn MoreShow Less
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - January 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEOPLE'S TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.268% 4.250% 0.25 $538 $1,230 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.299% 4.250% 0.13 $1,560 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to PEOPLE'S TRUST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are People's Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


People's Trust Locations

Financial Details

People's Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of People's Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
People's Trust U.S. Average
8.89% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, People's Trust had $4,203,324 in non-current loans and $225,518 in owned assets. To cover these potential losses it had $46,272,047 in net worth and $3,568,114 in loans loss reserves. That gives it a Texas Ratio of 8.89%.

Net Worth
People's Trust U.S. Average
9.3% 13.21%

People's Trust FCU has a net worth of 9.3% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of PEOPLE'S TRUST and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.