People's Trust

Po Box 4511
Houston, TX 77210


General Credit Union Information

NCUA Insured Yes
Charter Number # # 177
Date Established 1935
Assets $517.97 million
Loans $392.41 million
Deposits $470.20 million
Capital $41.88 million

People's Trust is an NCUA insured institution located in Houston, TX. It was founded in 1935 and has approximately $517.97 millions in assets.

Who can join?

You can if you...

Live, work, worship, or attend school in the Houston city limits
Have a member of your immediate family or household that is currently a member of People’s Trust Federal Credit Union
Work for a Select Employer Group

You can also join the People’s Trust Foundation with a donation of $5 or
more to make yourself eligible to join the Credit Union.

Field of Membership Restrictions

Membership is open to anyone through becoming a member of the People's Trust Foundation ($5 membership fee). Membership is also open to employees of Shell and its subsidiaries or a select employer group member or to those who live, work, worship or attend school in the Houston city limits.

Savings Rates

Your Current Location: Virginia, VA 20146

03MCD10K 0.35% $10,000 $24,999 Learn MoreShow Less
06MCD10K 0.45% $10,000 $24,999 Learn MoreShow Less
12 Mo CD 10K 0.70% $10,000 $24,999 Learn MoreShow Less
18MCD10K 0.83% $10,000 $24,999 Learn MoreShow Less
24MCD10K 1.11% $10,000 $24,999 Learn MoreShow Less
36MCD10K 1.41% $10,000 $24,999 Learn MoreShow Less
48MCD10K 1.71% $10,000 $24,999 Learn MoreShow Less
60MCD10K 2.02% $10,000 $24,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.10% $100 - Learn MoreShow Less
Fixed IRA 0K 0.68% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.25% $100 - Learn MoreShow Less
MM10K 0.26% $2,500 $24,999 Learn MoreShow Less
MM25K 0.31% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.02% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K 0.05% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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There are currently no rates available for PEOPLE'S TRUST

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Below are People's Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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People's Trust Locations

Financial Details

People's Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of People's Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
People's Trust U.S. Average
4.09% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, People's Trust had $1,754,134 in non-current loans and $66,957 in owned assets. To cover these potential losses it had $41,876,063 in net worth and $2,697,936 in loans loss reserves. That gives it a Texas Ratio of 4.09%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
People's Trust U.S. Average
7.85% 13.06%

People's Trust FCU has a net worth of 7.85% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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