People's Trust

Po Box 4511
Houston, TX 77210

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 177
Date Established 1935
Assets $513.44 million
Loans $357.11 million
Deposits $465.23 million
Capital $44.33 million

People's Trust is an NCUA insured institution located in Houston, TX. It was founded in 1935 and has approximately $513.44 millions in assets.

Who can join?

You can if you...

Live, work, worship, or attend school in the Houston city limits
Have a member of your immediate family or household that is currently a member of People’s Trust Federal Credit Union
Work for a Select Employer Group

You can also join the People’s Trust Foundation with a donation of $5 or
more to make yourself eligible to join the Credit Union.

Field of Membership Restrictions

Membership is open to anyone through becoming a member of the People's Trust Foundation ($5 membership fee). Membership is also open to employees of Shell and its subsidiaries or a select employer group member or to those who live, work, worship or attend school in the Houston city limits.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
03MCD10K
0.35% $10,000 $24,999 Learn MoreShow Less
06MCD10K
0.65% $10,000 $24,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
FIXIRA0K
0.83% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM10K
0.26% $2,500 $24,999 Learn MoreShow Less
MM25K
0.31% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.05% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEOPLE'S TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.763% 3.750% -0.13 $398 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to PEOPLE'S TRUST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are People's Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


People's Trust Locations

Financial Details

People's Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of People's Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
People's Trust U.S. Average
10.45% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, People's Trust had $4,965,754 in non-current loans and $61,786 in owned assets. To cover these potential losses it had $44,330,297 in net worth and $3,784,341 in loans loss reserves. That gives it a Texas Ratio of 10.45%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
People's Trust U.S. Average
8.63% 13.03

People's Trust FCU has a net worth of 8.63% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for PEOPLE'S TRUST

There are currently no comments for PEOPLE'S TRUST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →