PRAIRIELAND

Headquarters

416 KAYS DRIVE
Normal, IL 61761
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.80% 1.01% →
2-Year CD 0.95% 0.95% →
5-Year CD 1.25% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Prairieland is an NCUA insured institution located in Normal, IL. It was founded in 1937 and has approximately $84.28 millions in assets.

NCUA Insured Yes
Charter Number # # 2037
Date Established 1937
Assets $84.28 million
Loans $59.91 million
Deposits $73.65 million
Capital $10.19 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Mclean County Illinois.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $1 - Learn More
Money Market
0.25% $2,500 $25,000 Learn More
Money Market
0.15% $2,500 $25,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $1,000 $99,999 Learn More
6 Mo CD
0.60% $100,000 - Learn More
12 Mo CD
0.65% $1,000 $99,999 Learn More
12 Mo CD
0.80% $100,000 - Learn More
18 Mo CD
0.70% $1,000 $99,999 Learn More
18 Mo CD
0.85% $100,000 - Learn More
24 Mo CD
0.80% $1,000 $99,999 Learn More
24 Mo CD
0.95% $100,000 - Learn More
36 Mo CD
0.95% $1,000 $99,999 Learn More
36 Mo CD
1.10% $100,000 - Learn More
48 Mo CD
1.05% $1,000 $99,999 Learn More
48 Mo CD
1.20% $100,000 - Learn More
60 Mo CD
1.10% $1,000 $99,999 Learn More
60 Mo CD
1.25% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PRAIRIELAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.569% 2.500% 0.88 $2,258 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PRAIRIELAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Prairieland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Prairieland Locations


Financial Details

Prairieland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prairieland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prairieland U.S. Average
14.91% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Prairieland had $1,482,234 in non-current loans and $121,561 in owned assets. To cover these potential losses it had $10,189,116 in net worth and $566,744 in loans loss reserves. That gives it a Texas Ratio of 14.91%.

Net Worth
Prairieland U.S. Average
12.08% 13.61%

Prairieland FCU has a net worth of 12.08% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Prairieland

Branches and Savings

What is Prairieland?

A federal credit union, registered with the NCUA under certificate #2037.
Learn more about credit unions here.

Is Prairieland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Prairieland?

Please see Field of Membership information above for information on who is eligible to join.

What are Prairieland's share account and share certificate rates?

Prairieland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Prairieland?

Prairieland has total capital of $10.19 million. Full information on Prairieland's financial position is located above.

Who owns Prairieland?

Credit Unions are owned by their members.

Where are Prairieland branches located?

See branch locations nearby.

Are Prairieland ATMs Open 24/7?

Do Prairieland ATMs accept cash deposits?

Can Prairieland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Prairieland have a mobile app?

Does Prairieland have mobile deposit?

Does Prairieland have quick pay?

How can Prairieland transfer money to other banks or credit unions?

Does Prairieland report to credit bureaus?

Does Prairieland use Chexsystems?

Does Prairieland use Equifax?

What is Prairieland's toll free phone number?

What is Prairieland's ACH Routing Number?

What is Prairieland's SWIFT code?

Where can I find Prairieland's wire transfer form?

What is the Prairieland address for deposits?

What Products Does Prairieland Offer

Does Prairieland offer mortgages?

Compare mortgage rates here.

Does Prairieland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prairieland offer auto and RV loans?

Compare auto loan rates here.

Does Prairieland offer student loans or personal loans?

Compare personal loan rates here.

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