Prairieland Federal Credit Union


Our records indicate that this credit union has been acquired by UNIVERSITY OF ILLINOIS COMMUNITY.


Headquarters

416 Kays Drive
Normal, IL 61761
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.80% 4.80% →
2-Year CD 0.95% 4.25% →
5-Year CD 1.25% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Prairieland is an NCUA insured institution located in Normal, IL. It was founded in 1937 and has approximately $90 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2037
Date Established 1937
Assets $90.00 million
Loans $62.83 million
Deposits $78.99 million
Capital $11.81 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Mclean County Illinois.

Deposit Rates - December 10, 2024

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $1 - Learn More
Money Market
0.25% $2,500 $25,000 Learn More
Money Market
0.15% $2,500 $25,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $1,000 $99,999 Learn More
6 Mo CD
0.60% $100,000 - Learn More
12 Mo CD
0.65% $1,000 $99,999 Learn More
12 Mo CD
0.80% $100,000 - Learn More
18 Mo CD
0.70% $1,000 $99,999 Learn More
18 Mo CD
0.85% $100,000 - Learn More
24 Mo CD
0.80% $1,000 $99,999 Learn More
24 Mo CD
0.95% $100,000 - Learn More
36 Mo CD
0.95% $1,000 $99,999 Learn More
36 Mo CD
1.10% $100,000 - Learn More
48 Mo CD
1.05% $1,000 $99,999 Learn More
48 Mo CD
1.20% $100,000 - Learn More
60 Mo CD
1.10% $1,000 $99,999 Learn More
60 Mo CD
1.25% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less

Loan Rates - December 10, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Prairieland

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.116% 6.000% 0.75 $4,000 $1,919 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.340% 6.250% 1.00 $3,034 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.580% 6.490% 0.75 $3,020 $2,021 Learn More
PenFed Credit Union
NMLS ID: 401822
6.782% 6.625% 1.00 $5,195 $2,049 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info

Note to Prairieland
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Prairieland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Prairieland Locations around zip code 98109


BranchDistance Map View Lobby Hours

isu

1834.96 A View Lobby Hours

416 kays drive

1836.23 B View Lobby Hours


Climate Policy and Initiatives

PRAIRIELAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Prairieland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prairieland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prairieland U.S. Average
10.42% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Prairieland had $1,165,565 in non-current loans and $121,561 in owned assets. To cover these potential losses it had $11,810,655 in net worth and $537,874 in loans loss reserves. That gives it a Texas Ratio of 10.42%.

Net Worth
Prairieland U.S. Average
13.12% 13.93%

Prairieland FCU has a net worth of 13.12% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Prairieland

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