7700 Broadway
Merrillville, IN 46410
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Profinance is an NCUA insured institution located in Merrillville, IN. It was founded in 1938 and has approximately $16.79 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2711
Date Established 1938
Assets $16.79 million
Loans $5.38 million
Deposits $13.75 million
Capital $2.93 million

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Profinance

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Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PROFINANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.550% 2.500% 0.63 $1,652 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



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Profinance Locations

Financial Details

Profinance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Profinance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Profinance U.S. Average
0.21% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Profinance had $677 in non-current loans and $5,544 in owned assets. To cover these potential losses it had $2,934,484 in net worth and $71,661 in loans loss reserves. That gives it a Texas Ratio of 0.21%.

Net Worth
Profinance U.S. Average
17.47% 12.20%

Profinance FCU has a net worth of 17.47% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Profinance

Branches and Savings

What is Profinance?

A federal credit union, registered with the NCUA under certificate #2711.
Learn more about credit unions here.

Is Profinance FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Profinance is insured by the NCUA.

Who can join Profinance?

Please see Field of Membership information above for information on who is eligible to join.

What are Profinance's share account and share certificate rates?

Profinance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Profinance?

Profinance has total capital of $2.93 million. Full information on Profinance's financial position is located above.

Who owns Profinance?

Credit Unions are owned by their members.

Where are Profinance branches located?

See branch locations nearby.

Are Profinance ATMs Open 24/7?

Do Profinance ATMs accept cash deposits?

Can Profinance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Profinance have a mobile app?

Does Profinance have mobile deposit?

Does Profinance have quick pay?

How can Profinance transfer money to other banks or credit unions?

Does Profinance report to credit bureaus?

Does Profinance use Chexsystems?

Does Profinance use Equifax?

What is Profinance's toll free phone number?

What is Profinance's ACH Routing Number?

What is Profinance's SWIFT code?

Where can I find Profinance's wire transfer form?

What is the Profinance address for deposits?

What Products Does Profinance Offer

Does Profinance offer mortgages?

Compare mortgage rates here.

Does Profinance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Profinance offer auto and RV loans?

Compare auto loan rates here.

Does Profinance offer student loans or personal loans?

Compare personal loan rates here.

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