P O BOX 4878
Compton, CA 90220
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Prosperity is an NCUA insured institution located in Compton, CA. It was founded in 1941 and has approximately $10.86 millions in assets.

NCUA Insured Yes
Charter Number # # 4220
Date Established 1941
Assets $10.86 million
Loans $5.67 million
Deposits $10.03 million
Capital $0.75 million

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101

We do not yet have rates for Prosperity

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Advertiser Disclosure

Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for PROSPERITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Prosperity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Prosperity Locations

Financial Details

Prosperity Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prosperity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prosperity U.S. Average
9.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Prosperity had $105,085 in non-current loans and $0 in owned assets. To cover these potential losses it had $747,676 in net worth and $385,883 in loans loss reserves. That gives it a Texas Ratio of 9.27%.

Net Worth
Prosperity U.S. Average
6.88% 13.61%

Prosperity FCU has a net worth of 6.88% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Prosperity

Branches and Savings

What is Prosperity?

A federal credit union, registered with the NCUA under certificate #4220.
Learn more about credit unions here.

Is Prosperity FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Prosperity?

Please see Field of Membership information above for information on who is eligible to join.

What are Prosperity's share account and share certificate rates?

Prosperity's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Prosperity?

Prosperity has total capital of $0.75 million. Full information on Prosperity's financial position is located above.

Who owns Prosperity?

Credit Unions are owned by their members.

Where are Prosperity branches located?

See branch locations nearby.

Are Prosperity ATMs Open 24/7?

Do Prosperity ATMs accept cash deposits?

Can Prosperity customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Prosperity have a mobile app?

Does Prosperity have mobile deposit?

Does Prosperity have quick pay?

How can Prosperity transfer money to other banks or credit unions?

Does Prosperity report to credit bureaus?

Does Prosperity use Chexsystems?

Does Prosperity use Equifax?

What is Prosperity's toll free phone number?

What is Prosperity's ACH Routing Number?

What is Prosperity's SWIFT code?

Where can I find Prosperity's wire transfer form?

What is the Prosperity address for deposits?

What Products Does Prosperity Offer

Does Prosperity offer mortgages?

Compare mortgage rates here.

Does Prosperity offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prosperity offer auto and RV loans?

Compare auto loan rates here.

Does Prosperity offer student loans or personal loans?

Compare personal loan rates here.

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