Puget Sound Refinery Federal Credit Union


12275 Bartholomew Rd
Anacortes, WA 98221
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Puget Sound Refinery is an NCUA insured institution located in Anacortes, WA. It was founded in 1954 and has approximately $17.41 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9145
Date Established 1954
Assets $17.41 million
Loans $10.05 million
Deposits $15.38 million
Capital $2.00 million

Deposit Rates - July 2, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Puget Sound Refinery

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Loan Rates - July 2, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PUGET SOUND REFINERY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 399798
5.558% 5.490% 0.75 $1,895 $1,418 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More
NMLS ID: 330511
5.073% 4.990% 1.00 $2,382 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

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Climate Initiatives

PUGET SOUND REFINERY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Puget Sound Refinery Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Puget Sound Refinery. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Puget Sound Refinery U.S. Average
1.57% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Puget Sound Refinery had $3,759 in non-current loans and $29,018 in owned assets. To cover these potential losses it had $1,995,645 in net worth and $97,218 in loans loss reserves. That gives it a Texas Ratio of 1.57%.

Net Worth
Puget Sound Refinery U.S. Average
11.46% 12.36%

Puget Sound Refinery FCU has a net worth of 11.46% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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