Red River Federal Credit Union

Headquarters

Po Box 638
Altus, OK 73522
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.45% 4.59% →
2-Year CD 0.55% 4.50% →
5-Year CD 0.70% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Red River is an NCUA insured institution located in Altus, OK. It was founded in 1957 and has approximately $163.97 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12082
Date Established 1957
Assets $163.97 million
Loans $128.83 million
Deposits $139.77 million
Capital $19.72 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer,or attend school in and businesses and other legal entities located in Beckham, Caddo, Comanche, Custer, Greer, Harmon, Jackson, Kiowa, Roger Mills, Tillman and Washita counties in Oklahoma, and Vernon, Texas in Wilbarger County.

Deposit Rates - September 30, 2026

Your Current Location: South Dakota, SD

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $100 - Learn More
Money Market
0.10% $10,000 $24,999 Learn More
Money Market
0.15% $25,000 $74,999 Learn More
Premium Money Market Account
0.15% $10,000 $24,999 Learn More
Premium Money Market Account
0.15% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $1,000 - Learn More
12 Mo CD
0.45% $1,000 - Learn More
18 Mo CD
0.50% $1,000 - Learn More
24 Mo CD
0.55% $1,000 - Learn More
36 Mo CD
0.60% $1,000 - Learn More
48 Mo CD
0.65% $1,000 - Learn More
60 Mo CD
0.70% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $1 $1,499 Learn MoreShow Less
Int Ckg
0.50% $1,500 - Learn MoreShow Less

Loan Rates - September 30, 2026

Your Current Location: South Dakota, SD

There are currently no loan rates available for Red River

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - South Dakota 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - South Dakota Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Red River
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Branches

Below are Red River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Belle Fourche,South Dakota


Red River Locations


BranchDistance Map View Lobby Hours

Red River Fed Credit Union

737.61 A View Lobby Hours

ALTUS AFB Branch

739.17 B View Lobby Hours

LAWTON BRANCH

755.80 C View Lobby Hours


Climate Policy and Initiatives

RED RIVER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Red River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Red River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Red River U.S. Average
8.15% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Red River had $1,556,241 in non-current loans and $65,568 in owned assets. To cover these potential losses it had $19,715,424 in net worth and $188,352 in loans loss reserves. That gives it a Texas Ratio of 8.15%.

Net Worth
Red River U.S. Average
12.02% 14.48%

Red River FCU has a net worth of 12.02% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Red River

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