Red River


Po Box 638
Altus, OK 73522
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.45% 0.70% →
2-Year CD 0.55% 0.75% →
5-Year CD 0.70% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Red River is an NCUA insured institution located in Altus, OK. It was founded in 1957 and has approximately $102.4 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12082
Date Established 1957
Assets $102.40 million
Loans $67.96 million
Deposits $90.15 million
Capital $10.95 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer,or attend school in and businesses and other legal entities located in Beckham, Caddo, Comanche, Custer, Greer, Harmon, Jackson, Kiowa, Roger Mills, Tillman and Washita counties in Oklahoma, and Vernon, Texas in Wilbarger County.

Deposit Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $100 - Learn More
Money Market
0.10% $10,000 $24,999 Learn More
Money Market
0.15% $25,000 $74,999 Learn More
Premium Money Market Account
0.15% $10,000 $24,999 Learn More
Premium Money Market Account
0.15% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $1,000 - Learn More
Special: 9 Mo CD
0.70% $5,000 - Learn More
12 Mo CD
0.45% $1,000 - Learn More
Special: 15 Mo CD
0.75% $5,000 - Learn More
18 Mo CD
0.50% $1,000 - Learn More
24 Mo CD
0.55% $1,000 - Learn More
36 Mo CD
0.60% $1,000 - Learn More
48 Mo CD
0.65% $1,000 - Learn More
60 Mo CD
0.70% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $1 $1,499 Learn MoreShow Less
Int Ckg
0.50% $1,500 - Learn MoreShow Less

Loan Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RED RIVER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.652% 2.625% 0.38 $898 $1,005 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Red River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Red River Locations

Financial Details

Red River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Red River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Red River U.S. Average
2.79% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Red River had $284,626 in non-current loans and $29,886 in owned assets. To cover these potential losses it had $10,951,819 in net worth and $301,625 in loans loss reserves. That gives it a Texas Ratio of 2.79%.

Net Worth
Red River U.S. Average
10.69% 12.67%

Red River FCU has a net worth of 10.69% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Red River

Branches and Savings

What is Red River?

A federal credit union, registered with the NCUA under certificate #12082.
Learn more about credit unions here.

Is Red River FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Red River is insured by the NCUA.

Who can join Red River?

Please see Field of Membership information above for information on who is eligible to join.

What are Red River's share account and share certificate rates?

Red River's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Red River?

Red River has total capital of $10.95 million. Full information on Red River's financial position is located above.

Who owns Red River?

Credit Unions are owned by their members.

Where are Red River branches located?

See branch locations nearby.

Are Red River ATMs Open 24/7?

Do Red River ATMs accept cash deposits?

Can Red River customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Red River have a mobile app?

Does Red River have mobile deposit?

Does Red River have quick pay?

How can Red River transfer money to other banks or credit unions?

Does Red River report to credit bureaus?

Does Red River use Chexsystems?

Does Red River use Equifax?

What is Red River's toll free phone number?

What is Red River's ACH Routing Number?

What is Red River's SWIFT code?

Where can I find Red River's wire transfer form?

What is the Red River address for deposits?

What Products Does Red River Offer

Does Red River offer mortgages?

Compare mortgage rates here.

Does Red River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Red River offer auto and RV loans?

Compare auto loan rates here.

Does Red River offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Red River

There are currently no comments for Red River. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →