ROBINS

Headquarters

PO Box 6849
Warner Robins, GA 310956849
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Robins is an NCUA insured institution located in Warner Robins, GA. It was founded in 1954 and has approximately $2026.07 millions in assets.

Who can join?

If you live, work, worship, or attend school in one of the following counties,
Baldwin
Bibb
Clarke
Crawford
Emanuel
Houston
JOnes
Macon
Monroe
Peach
Pulaski
Putnam
Taylor
Telfair
Twiggs
Wilkinson

Or if your immediate family member is already a member, then you are eligible to join.

NCUA Insured Yes
Charter Number # # 9331
Date Established 1954
Assets $2,026.07 million
Loans $1,070.39 million
Deposits $1,694.07 million
Capital $314.97 million
 

Field of Membership Restrictions

Membership in Robins Financial Credit Union is open to those who live in Baldwin, Bibb, Bleckley, Clarke, Crawford, Dodge, Emanuel, Houston, Jeff Davis, Jones, Laurens, Macon, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, or Wilkinson Counties in Georgia.

Deposit Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Robins

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Robins

Note to Robins
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.95% 2.95% $726.48
4 Year 2.95% 2.95% $552.81
5 Year 2.95% 2.95% $448.66

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Robins branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Robins Locations


Financial Details

Robins Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Robins. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Robins U.S. Average
0.89% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Robins had $2,285,725 in non-current loans and $581,821 in owned assets. To cover these potential losses it had $314,969,516 in net worth and $8,370,865 in loans loss reserves. That gives it a Texas Ratio of 0.89%.

Net Worth
Robins U.S. Average
15.54% 13.61%

Robins FCU has a net worth of 15.54% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Robins

Branches and Savings

What is Robins?

A federal credit union, registered with the NCUA under certificate #9331.
Learn more about credit unions here.

Is Robins FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Robins?

Please see Field of Membership information above for information on who is eligible to join.

What are Robins's share account and share certificate rates?

Robins's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Robins?

Robins has total capital of $314.97 million. Full information on Robins's financial position is located above.

Who owns Robins?

Credit Unions are owned by their members.

Where are Robins branches located?

See branch locations nearby.

Are Robins ATMs Open 24/7?

Do Robins ATMs accept cash deposits?

Can Robins customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Robins have a mobile app?

Does Robins have mobile deposit?

Does Robins have quick pay?

How can Robins transfer money to other banks or credit unions?

Does Robins report to credit bureaus?

Does Robins use Chexsystems?

Does Robins use Equifax?

What is Robins's toll free phone number?

What is Robins's ACH Routing Number?

What is Robins's SWIFT code?

Where can I find Robins's wire transfer form?

What is the Robins address for deposits?

What Products Does Robins Offer

Does Robins offer mortgages?

Compare mortgage rates here.

Does Robins offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Robins offer auto and RV loans?

Compare auto loan rates here.

Does Robins offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Robins

There are currently no comments for Robins. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →