460 N Goodman St
Rochester, NY 14609
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Rochester & Monroe Co Emp is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $25.77 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 817 |
Date Established | 1935 |
Assets | $25.77 million |
Loans | $21.27 million |
Deposits | $22.81 million |
Capital | $3.12 million |
Your Current Location: Washington, WA 98109
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Your Current Location: Washington, WA 98109
There are currently no loan rates available for Rochester & Monroe Co Emp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 35972 License#: NMLS 35972 |
6.352% | 6.250% | 0.75 | $3,494 | $1,971 | Learn More |
NMLS ID: 118653 License#: CL-118653 |
6.459% | 6.375% | 0.88 | $2,835 | $1,997 | Learn More |
NMLS ID: 2561451 |
6.496% | 6.375% | 0.75 | $4,141 | $1,997 | Learn More |
NMLS ID: 2890 License#: 520-CL-25944 |
6.497% | 6.375% | 1.00 | $4,115 | $1,997 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Rate See Table |
Intro APR 9.600 % After Intro: 9.600 % |
$25,000 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Rochester & Monroe Co Emp
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Rochester & Monroe Co Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
2390.84 | A | View Lobby Hours | |
2391.33 | B | View Lobby Hours | |
2392.42 | C | View Lobby Hours |
ROCHESTER & MONROE CO EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Rochester & Monroe Co Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Rochester & Monroe Co Emp | U.S. Average |
---|---|
6.26% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Rochester & Monroe Co Emp had $47,614 in non-current loans and $151,789 in owned assets. To cover these potential losses it had $3,117,221 in net worth and $67,597 in loans loss reserves. That gives it a Texas Ratio of 6.26%.
Rochester & Monroe Co Emp | U.S. Average |
---|---|
12.04% | 13.93% |
Rochester & Monroe Co Emp FCU has a net worth of 12.04% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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