Rochester & Monroe Co Emp Federal Credit Union

Headquarters

460 N Goodman St
Rochester, NY 14609
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.31% →
5-Year CD N.A. 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Rochester & Monroe Co Emp is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $27.58 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 817
Date Established 1935
Assets $27.58 million
Loans $18.78 million
Deposits $24.47 million
Capital $3.07 million
 

Deposit Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rochester & Monroe Co Emp

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Loan Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ROCHESTER & MONROE CO EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.438% 5.375% 0.75 $1,758 $1,400 Learn More
PADDIO
NMLS ID: 1907
5.427% 5.250% 1.00 $5,000 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to ROCHESTER & MONROE CO EMP
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Rochester & Monroe Co Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rochester & Monroe Co Emp Locations



Climate Initiatives

ROCHESTER & MONROE CO EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Rochester & Monroe Co Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rochester & Monroe Co Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rochester & Monroe Co Emp U.S. Average
5.94% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Rochester & Monroe Co Emp had $186,550 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,074,326 in net worth and $66,576 in loans loss reserves. That gives it a Texas Ratio of 5.94%.

Net Worth
Rochester & Monroe Co Emp U.S. Average
11.14% 12.36%

Rochester & Monroe Co Emp FCU has a net worth of 11.14% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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