Rochester & Monroe Co Emp Federal Credit Union

Headquarters

460 N Goodman St
Rochester, NY 14609
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rochester & Monroe Co Emp is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $25.98 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 817
Date Established 1935
Assets $25.98 million
Loans $21.14 million
Deposits $22.90 million
Capital $3.05 million
 

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rochester & Monroe Co Emp

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Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Rochester & Monroe Co Emp

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.932% 6.750% 0.88 $6,000 $2,076 Learn More
Tomo Mortgage, LLC
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,885 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Rochester & Monroe Co Emp
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Branches

Below are Rochester & Monroe Co Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rochester & Monroe Co Emp Locations



Climate Policy and Initiatives

ROCHESTER & MONROE CO EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Rochester & Monroe Co Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rochester & Monroe Co Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rochester & Monroe Co Emp U.S. Average
6.57% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Rochester & Monroe Co Emp had $53,368 in non-current loans and $151,789 in owned assets. To cover these potential losses it had $3,053,347 in net worth and $67,597 in loans loss reserves. That gives it a Texas Ratio of 6.57%.

Net Worth
Rochester & Monroe Co Emp U.S. Average
11.7% 13.62%

Rochester & Monroe Co Emp FCU has a net worth of 11.7% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rochester & Monroe Co Emp

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