ROCHESTER & MONROE CO EMP

460 N Goodman St
Rochester, NY 14609

 

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 817
Date Established 1935
Assets $25.23 million
Loans $19.36 million
Deposits $22.31 million
Capital $2.79 million

Rochester & Monroe Co Emp is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $25.23 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

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There are currently no rates available for Rochester & Monroe Co Emp, but see these great savings and CD rates:

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ROCHESTER & MONROE CO EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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4.405% 4.375% 0.00 $890 $1,249 Learn More
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PenFed Credit Union
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4.585% 4.500% 0.00 $2,500 $1,267 Learn More

Note to ROCHESTER & MONROE CO EMP
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Branches

Below are Rochester & Monroe Co Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rochester & Monroe Co Emp Locations

Financial Details

Rochester & Monroe Co Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rochester & Monroe Co Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rochester & Monroe Co Emp U.S. Average
7.68% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Rochester & Monroe Co Emp had $220,861 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,785,386 in net worth and $91,537 in loans loss reserves. That gives it a Texas Ratio of 7.68%.

Net Worth
Rochester & Monroe Co Emp U.S. Average
11.03% 13.08%

Rochester & Monroe Co Emp FCU has a net worth of 11.03% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Rochester & Monroe Co Emp

What is Rochester & Monroe Co Emp?

A federal credit union, registered with the NCUA under certificate #817.
Learn more about credit unions here.

Is Rochester & Monroe Co Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rochester & Monroe Co Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Rochester & Monroe Co Emp's share account and share certificate rates?

Rochester & Monroe Co Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rochester & Monroe Co Emp?

Rochester & Monroe Co Emp has total capital of $2.79 million. Full information on Rochester & Monroe Co Emp's financial position is located above.

Who owns Rochester & Monroe Co Emp?

Credit Unions are owned by their members.

Where are Rochester & Monroe Co Emp branches located?

See branch locations nearby.

Are Rochester & Monroe Co Emp ATMs Open 24/7?

Do Rochester & Monroe Co Emp ATMs accept cash deposits?

Can Rochester & Monroe Co Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rochester & Monroe Co Emp have a mobile app?

Does Rochester & Monroe Co Emp have mobile deposit?

Does Rochester & Monroe Co Emp have quick pay?

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Does Rochester & Monroe Co Emp report to credit bureaus?

Does Rochester & Monroe Co Emp use Chexsystems?

Does Rochester & Monroe Co Emp use Equifax?

What is Rochester & Monroe Co Emp's toll free phone number?

What is Rochester & Monroe Co Emp's ACH Routing Number?

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What Products Does Rochester & Monroe Co Emp Offer

Does Rochester & Monroe Co Emp offer mortgages?

Compare mortgage rates here.

Does Rochester & Monroe Co Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rochester & Monroe Co Emp offer auto and RV loans?

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Does Rochester & Monroe Co Emp offer student loans or personal loans?

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