ROME

Headquarters

937 SENECA ST
Rome, NY 13440
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Rome is an NCUA insured institution located in Rome, NY. It was founded in 1936 and has approximately $21.24 millions in assets.

NCUA Insured Yes
Charter Number # # 1810
Date Established 1936
Assets $21.24 million
Loans $14.57 million
Deposits $19.15 million
Capital $2.05 million
 

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rome

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Rome
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Advertiser Disclosure

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ROME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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NMLS ID: 424182
2.664% 2.625% 0.50 $1,290 $1,005 Learn More
AimLoan.com
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License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ROME
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Rome branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rome Locations


Financial Details

Rome Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rome. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rome U.S. Average
8.20% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Rome had $172,289 in non-current loans and $4,500 in owned assets. To cover these potential losses it had $2,052,266 in net worth and $104,347 in loans loss reserves. That gives it a Texas Ratio of 8.20%.

Net Worth
Rome U.S. Average
9.66% 13.61%

Rome FCU has a net worth of 9.66% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rome

Branches and Savings

What is Rome?

A federal credit union, registered with the NCUA under certificate #1810.
Learn more about credit unions here.

Is Rome FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rome?

Please see Field of Membership information above for information on who is eligible to join.

What are Rome's share account and share certificate rates?

Rome's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rome?

Rome has total capital of $2.05 million. Full information on Rome's financial position is located above.

Who owns Rome?

Credit Unions are owned by their members.

Where are Rome branches located?

See branch locations nearby.

Are Rome ATMs Open 24/7?

Do Rome ATMs accept cash deposits?

Can Rome customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rome have a mobile app?

Does Rome have mobile deposit?

Does Rome have quick pay?

How can Rome transfer money to other banks or credit unions?

Does Rome report to credit bureaus?

Does Rome use Chexsystems?

Does Rome use Equifax?

What is Rome's toll free phone number?

What is Rome's ACH Routing Number?

What is Rome's SWIFT code?

Where can I find Rome's wire transfer form?

What is the Rome address for deposits?

What Products Does Rome Offer

Does Rome offer mortgages?

Compare mortgage rates here.

Does Rome offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rome offer auto and RV loans?

Compare auto loan rates here.

Does Rome offer student loans or personal loans?

Compare personal loan rates here.

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