Rome Federal Credit Union


937 Seneca St
Rome, NY 13440
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Rome is an NCUA insured institution located in Rome, NY. It was founded in 1936 and has approximately $25.18 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1810
Date Established 1936
Assets $25.18 million
Loans $14.11 million
Deposits $22.75 million
Capital $2.37 million

Deposit Rates - October 25, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Rome

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Note to Rome
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Loan Rates - October 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ROME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.806% 2.750% 0.75 $1,820 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to ROME
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Rome branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

ROME is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Rome Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rome. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rome U.S. Average
7.39% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Rome had $181,278 in non-current loans and $4,500 in owned assets. To cover these potential losses it had $2,368,429 in net worth and $144,664 in loans loss reserves. That gives it a Texas Ratio of 7.39%.

Net Worth
Rome U.S. Average
9.4% 12.22%

Rome FCU has a net worth of 9.4% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rome

Branches and Savings

What is Rome?

A federal credit union, registered with the NCUA under certificate #1810.
Learn more about credit unions here.

Is Rome FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Rome is insured by the NCUA.

Who can join Rome?

Please see Field of Membership information above for information on who is eligible to join.

What are Rome's share account and share certificate rates?

Rome's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rome?

Rome has total capital of $2.37 million. Full information on Rome's financial position is located above.

Who owns Rome?

Credit Unions are owned by their members.

Where are Rome branches located?

See branch locations nearby.

Are Rome ATMs Open 24/7?

Do Rome ATMs accept cash deposits?

Can Rome customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rome have a mobile app?

Does Rome have mobile deposit?

Does Rome have quick pay?

How can Rome transfer money to other banks or credit unions?

Does Rome report to credit bureaus?

Does Rome use Chexsystems?

Does Rome use Equifax?

What is Rome's toll free phone number?

What is Rome's ACH Routing Number?

What is Rome's SWIFT code?

Where can I find Rome's wire transfer form?

What is the Rome address for deposits?

What Products Does Rome Offer

Does Rome offer mortgages?

Compare mortgage rates here.

Does Rome offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rome offer auto and RV loans?

Compare auto loan rates here.

Does Rome offer student loans or personal loans?

Compare personal loan rates here.

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