Rome Federal Credit Union

Headquarters

937 Seneca St
Rome, NY 13440
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 6.25% →
1-Year CD N.A. 5.77% →
2-Year CD N.A. 5.35% →
5-Year CD N.A. 5.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Rome is an NCUA insured institution located in Rome, NY. It was founded in 1936 and has approximately $26.74 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1810
Date Established 1936
Assets $26.74 million
Loans $16.37 million
Deposits $23.86 million
Capital $2.83 million
 

Deposit Rates - October 3, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rome

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Rome
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There are currently no rates available for Rome, but see these great savings and CD rates:

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Loan Rates - October 3, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Rome

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 598623
7.212% 7.125% 0.63 $2,800 $2,156 Learn More
CrossCountry Mortgage, LLC
NMLS ID: 3029
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More

Note to Rome
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Branches

Below are Rome branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

ROME is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Rome Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rome. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rome U.S. Average
7.69% 4.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2023, Rome had $212,151 in non-current loans and $17,676 in owned assets. To cover these potential losses it had $2,826,742 in net worth and $162,371 in loans loss reserves. That gives it a Texas Ratio of 7.69%.

Net Worth
Rome U.S. Average
10.56% 13.17%

Rome FCU has a net worth of 10.56% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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