2023 Overview
General Credit Union Information
Rome is an NCUA insured institution located in Rome, NY. It was founded in 1936 and has approximately $26.74 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1810 |
| Date Established | 1936 |
| Assets | $26.74 million |
| Loans | $16.37 million |
| Deposits | $23.86 million |
| Capital | $2.83 million |
Deposit Rates - October 3, 2023
Your Current Location: Virginia, VA 20146
We do not yet have rates for Rome
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - October 3, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Rome
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 598623 |
7.212% | 7.125% | 0.63 | $2,800 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Rome
To upload and update your bank's rates please register.
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Branches
Below are Rome branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
ROME is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Rome Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rome. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rome | U.S. Average |
|---|---|
| 7.69% | 4.93 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2023, Rome had $212,151 in non-current loans and $17,676 in owned assets. To cover these potential losses it had $2,826,742 in net worth and $162,371 in loans loss reserves. That gives it a Texas Ratio of 7.69%.
Net Worth
| Rome | U.S. Average |
|---|---|
| 10.56% | 13.17% |
Rome FCU has a net worth of 10.56% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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