Rt Federal Credit Union

Headquarters

924 Turin St
Rome, NY 13440
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Notable Rates APY Vs.Others
Savings N.A. 4.66% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.20% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Rt is an NCUA insured institution located in Rome, NY. It was founded in 1958 and has approximately $55.14 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12624
Date Established 1958
Assets $55.14 million
Loans $21.28 million
Deposits $47.78 million
Capital $6.65 million
 

Deposit Rates - July 5, 2025

Your Current Location: New York, NY 10116

We do not yet have rates for Rt

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Loan Rates - July 5, 2025

Your Current Location: New York, NY 10116

There are currently no loan rates available for Rt

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - New York Home Equity Line Of Credit Rates 2025

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After Intro: 7.750 %
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Note to Rt
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Branches

Below are Rt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Rt Locations around zip code 10116


BranchDistance Map View Lobby Hours

Main Office

190.55 A View Lobby Hours

Canastota Student Branch

294.09 B View Lobby Hours

Camden Student Branch

820.30 C View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Rt Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rt U.S. Average
2.48% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Rt had $160,934 in non-current loans and $6,221 in owned assets. To cover these potential losses it had $6,647,636 in net worth and $93,281 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
Rt U.S. Average
12.06% 14.25%

Rt FCU has a net worth of 12.06% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rt

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