Rose City

Headquarters

Po Box 2741
Thomasville, GA 31799
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Rose City is an NCUA insured institution located in Thomasville, GA. It was founded in 1959 and has approximately $32.7 millions in assets.

NCUA Insured Yes
Charter Number # # 13352
Date Established 1959
Assets $32.70 million
Loans $13.79 million
Deposits $29.85 million
Capital $2.69 million
 

Deposit Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rose City

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Rose City
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Advertiser Disclosure

Loan Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ROSE CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.670% 2.625% 0.63 $1,480 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ROSE CITY
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Branches

Below are Rose City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rose City Locations


Financial Details

Rose City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rose City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rose City U.S. Average
1.48% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Rose City had $41,760 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,687,648 in net worth and $138,288 in loans loss reserves. That gives it a Texas Ratio of 1.48%.

Net Worth
Rose City U.S. Average
8.21% 12.91%

Rose City FCU has a net worth of 8.21% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rose City

Branches and Savings

What is Rose City?

A credit union, registered with the NCUA under certificate #13352.
Learn more about credit unions here.

Is Rose City FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rose City?

Please see Field of Membership information above for information on who is eligible to join.

What are Rose City's share account and share certificate rates?

Rose City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rose City?

Rose City has total capital of $2.69 million. Full information on Rose City's financial position is located above.

Who owns Rose City?

Credit Unions are owned by their members.

Where are Rose City branches located?

See branch locations nearby.

Are Rose City ATMs Open 24/7?

Do Rose City ATMs accept cash deposits?

Can Rose City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rose City have a mobile app?

Does Rose City have mobile deposit?

Does Rose City have quick pay?

How can Rose City transfer money to other banks or credit unions?

Does Rose City report to credit bureaus?

Does Rose City use Chexsystems?

Does Rose City use Equifax?

What is Rose City's toll free phone number?

What is Rose City's ACH Routing Number?

What is Rose City's SWIFT code?

Where can I find Rose City's wire transfer form?

What is the Rose City address for deposits?

What Products Does Rose City Offer

Does Rose City offer mortgages?

Compare mortgage rates here.

Does Rose City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rose City offer auto and RV loans?

Compare auto loan rates here.

Does Rose City offer student loans or personal loans?

Compare personal loan rates here.

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