S.C. MEMBERSFIRST

Headquarters

529 St. Andrews Rd
Columbia, SC 29210
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

S.c. Membersfirst is an NCUA insured institution located in Columbia, SC. It was founded in 1937 and has approximately $12.7 millions in assets.

NCUA Insured Yes
Charter Number # # 2261
Date Established 1937
Assets $12.70 million
Loans $3.86 million
Deposits $11.79 million
Capital $0.89 million
 

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101

We do not yet have rates for S.c. Membersfirst

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Advertiser Disclosure

Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for S.C. MEMBERSFIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to S.C. MEMBERSFIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are S.c. Membersfirst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


S.c. Membersfirst Locations


Financial Details

S.c. Membersfirst Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of S.c. Membersfirst. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
S.c. Membersfirst U.S. Average
9.21% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, S.c. Membersfirst had $81,803 in non-current loans and $0 in owned assets. To cover these potential losses it had $886,447 in net worth and $1,716 in loans loss reserves. That gives it a Texas Ratio of 9.21%.

Net Worth
S.c. Membersfirst U.S. Average
7.22% 13.61%

S.c. Membersfirst FCU has a net worth of 7.22% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About S.c. Membersfirst

Branches and Savings

What is S.c. Membersfirst?

A federal credit union, registered with the NCUA under certificate #2261.
Learn more about credit unions here.

Is S.c. Membersfirst FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join S.c. Membersfirst?

Please see Field of Membership information above for information on who is eligible to join.

What are S.c. Membersfirst's share account and share certificate rates?

S.c. Membersfirst's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is S.c. Membersfirst?

S.c. Membersfirst has total capital of $0.89 million. Full information on S.c. Membersfirst's financial position is located above.

Who owns S.c. Membersfirst?

Credit Unions are owned by their members.

Where are S.c. Membersfirst branches located?

See branch locations nearby.

Are S.c. Membersfirst ATMs Open 24/7?

Do S.c. Membersfirst ATMs accept cash deposits?

Can S.c. Membersfirst customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does S.c. Membersfirst have a mobile app?

Does S.c. Membersfirst have mobile deposit?

Does S.c. Membersfirst have quick pay?

How can S.c. Membersfirst transfer money to other banks or credit unions?

Does S.c. Membersfirst report to credit bureaus?

Does S.c. Membersfirst use Chexsystems?

Does S.c. Membersfirst use Equifax?

What is S.c. Membersfirst's toll free phone number?

What is S.c. Membersfirst's ACH Routing Number?

What is S.c. Membersfirst's SWIFT code?

Where can I find S.c. Membersfirst's wire transfer form?

What is the S.c. Membersfirst address for deposits?

What Products Does S.c. Membersfirst Offer

Does S.c. Membersfirst offer mortgages?

Compare mortgage rates here.

Does S.c. Membersfirst offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does S.c. Membersfirst offer auto and RV loans?

Compare auto loan rates here.

Does S.c. Membersfirst offer student loans or personal loans?

Compare personal loan rates here.

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