SALEM COUNTY (NJ) FEDERAL EMPLOYEES

PO Box 216
Pennsville, NJ 08070

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 432
Date Established 1935
Assets $1.53 million
Loans $0.73 million
Deposits $1.40 million
Capital $0.12 million

Salem County (nj) Federal Employees is an NCUA insured institution located in Pennsville, NJ. It was founded in 1935 and has approximately $1.53 millions in assets.

Deposit Rates - July 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Salem County (nj) Federal Employees

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Note to Salem County (nj) Federal Employees
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There are currently no rates available for Salem County (nj) Federal Employees, but see these great savings and CD rates:

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Loan Rates - July 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SALEM COUNTY (NJ) FEDERAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Featured - Virginia Home Equity Line Of Credit Rates 2019

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More Info

Note to SALEM COUNTY (NJ) FEDERAL EMPLOYEES
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Branches

Below are Salem County (nj) Federal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Salem County (nj) Federal Employees Locations


Financial Details

Salem County (nj) Federal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Salem County (nj) Federal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Salem County (nj) Federal Employees U.S. Average
3.30% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Salem County (nj) Federal Employees had $5,638 in non-current loans and $0 in owned assets. To cover these potential losses it had $121,790 in net worth and $48,990 in loans loss reserves. That gives it a Texas Ratio of 3.30%.

Net Worth
Salem County (nj) Federal Employees U.S. Average
7.95% 13.47%

Salem County (nj) Federal Employees FCU has a net worth of 7.95% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Salem County (nj) Federal Employees

Branches and Savings

What is Salem County (nj) Federal Employees?

A federal credit union, registered with the NCUA under certificate #432.
Learn more about credit unions here.

Is Salem County (nj) Federal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Salem County (nj) Federal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Salem County (nj) Federal Employees's share account and share certificate rates?

Salem County (nj) Federal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Salem County (nj) Federal Employees?

Salem County (nj) Federal Employees has total capital of $0.12 million. Full information on Salem County (nj) Federal Employees's financial position is located above.

Who owns Salem County (nj) Federal Employees?

Credit Unions are owned by their members.

Where are Salem County (nj) Federal Employees branches located?

See branch locations nearby.

Are Salem County (nj) Federal Employees ATMs Open 24/7?

Do Salem County (nj) Federal Employees ATMs accept cash deposits?

Can Salem County (nj) Federal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Salem County (nj) Federal Employees have a mobile app?

Does Salem County (nj) Federal Employees have mobile deposit?

Does Salem County (nj) Federal Employees have quick pay?

How can Salem County (nj) Federal Employees transfer money to other banks or credit unions?

Does Salem County (nj) Federal Employees report to credit bureaus?

Does Salem County (nj) Federal Employees use Chexsystems?

Does Salem County (nj) Federal Employees use Equifax?

What is Salem County (nj) Federal Employees's toll free phone number?

What is Salem County (nj) Federal Employees's ACH Routing Number?

What is Salem County (nj) Federal Employees's SWIFT code?

Where can I find Salem County (nj) Federal Employees's wire transfer form?

What is the Salem County (nj) Federal Employees address for deposits?

What Products Does Salem County (nj) Federal Employees Offer

Does Salem County (nj) Federal Employees offer mortgages?

Compare mortgage rates here.

Does Salem County (nj) Federal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Salem County (nj) Federal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Salem County (nj) Federal Employees offer student loans or personal loans?

Compare personal loan rates here.

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