SALEM COUNTY (NJ) FEDERAL EMPLOYEES

PO Box 216
Pennsville, NJ 08070

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 432
Date Established 1935
Assets $1.53 million
Loans $0.73 million
Deposits $1.40 million
Capital $0.12 million

Salem County (nj) Federal Employees is an NCUA insured institution located in Pennsville, NJ. It was founded in 1935 and has approximately $1.53 millions in assets.

Deposit Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Salem County (nj) Federal Employees

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Note to Salem County (nj) Federal Employees
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There are currently no rates available for Salem County (nj) Federal Employees, but see these great savings and CD rates:

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Loan Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SALEM COUNTY (NJ) FEDERAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
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NMLS ID: 2925
License#: MC-1875
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Rocket Mortgage
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5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to SALEM COUNTY (NJ) FEDERAL EMPLOYEES
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Branches

Below are Salem County (nj) Federal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Salem County (nj) Federal Employees Locations

Financial Details

Salem County (nj) Federal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Salem County (nj) Federal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Salem County (nj) Federal Employees U.S. Average
3.30% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Salem County (nj) Federal Employees had $5,638 in non-current loans and $0 in owned assets. To cover these potential losses it had $121,790 in net worth and $48,990 in loans loss reserves. That gives it a Texas Ratio of 3.30%.

Net Worth
Salem County (nj) Federal Employees U.S. Average
7.95% 13.21%

Salem County (nj) Federal Employees FCU has a net worth of 7.95% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of SALEM COUNTY (NJ) FEDERAL EMPLOYEES and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.