SAN MATEO

350 Convention Way
Redwood City, CA 94063

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62736
Date Established 1952
Assets $1,053.84 million
Loans $801.59 million
Deposits $937.75 million
Capital $108.58 million

San Mateo is an NCUA insured institution located in Redwood City, CA. It was founded in 1952 and has approximately $1053.84 millions in assets.

Who can join?

You are eligible for membership in SMCU if you are:

A resident, employee or student in San Mateo County, the City of Palo Alto or certain areas of San Francisco

An employee of one of San Mateo's partner companies

An employee of a company that belongs to the Golden Gate Better

Business Bureau or one of the 15 Chambers of Commerce within San Mateo County that the union serves

A family member, domestic partner, or roommate of an SMCU member

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.

Deposit Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.30% $2,000 - Learn MoreShow Less
6 Mo CD 10K
0.50% $2,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $2,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.10% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.25% $10,000 $14,999 Learn MoreShow Less
MM 25K
0.30% $20,000 $49,999 Learn MoreShow Less

Loan Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SAN MATEO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Bank
NMLS ID: 181005
4.551% 4.500% 0.25 $1,594 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to SAN MATEO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are San Mateo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


San Mateo Locations

Financial Details

San Mateo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of San Mateo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
San Mateo U.S. Average
2.18% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, San Mateo had $2,314,681 in non-current loans and $143,089 in owned assets. To cover these potential losses it had $108,577,423 in net worth and $4,212,472 in loans loss reserves. That gives it a Texas Ratio of 2.18%.

Net Worth
San Mateo U.S. Average
10.3% 13.08%

San Mateo FCU has a net worth of 10.3% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On San Mateo

What is San Mateo?

A federal credit union, registered with the NCUA under certificate #62736.
Learn more about credit unions here.

Is San Mateo FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join San Mateo?

Please see Field of Membership information above for information on who is eligible to join.

What are San Mateo's share account and share certificate rates?

San Mateo's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is San Mateo?

San Mateo has total capital of $108.58 million. Full information on San Mateo's financial position is located above.

Who owns San Mateo?

Credit Unions are owned by their members.

Where are San Mateo branches located?

See branch locations nearby.

Are San Mateo ATMs Open 24/7?

Do San Mateo ATMs accept cash deposits?

Can San Mateo customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does San Mateo have a mobile app?

Does San Mateo have mobile deposit?

Does San Mateo have quick pay?

How can San Mateo transfer money to other banks or credit unions?

Does San Mateo report to credit bureaus?

Does San Mateo use Chexsystems?

Does San Mateo use Equifax?

What is San Mateo's toll free phone number?

What is San Mateo's ACH Routing Number?

What is San Mateo's SWIFT code?

Where can I find San Mateo's wire transfer form?

What is the San Mateo address for deposits?

What Products Does San Mateo Offer

Does San Mateo offer mortgages?

Compare mortgage rates here.

Does San Mateo offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does San Mateo offer auto and RV loans?

Compare auto loan rates here.

Does San Mateo offer student loans or personal loans?

Compare personal loan rates here.

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