P.O. BOX 841
Milton, FL 32572

Notable Rates APY Vs.Others
Savings 0.30% 2.20% →
1-Year CD 1.65% 2.20% →
2-Year CD 1.90% 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Santa Rosa County is an NCUA insured institution located in Milton, FL. It was founded in 1957 and has approximately $138.78 millions in assets.

NCUA Insured Yes
Charter Number # # 11780
Date Established 1957
Assets $138.78 million
Loans $62.04 million
Deposits $120.91 million
Capital $16.64 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Santa Rosa County, Florida. Immediate family members of an existing member are also eligible to join.

Deposit Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.10% $1,000 - Learn MoreShow Less
12 Mo CD
1.65% $1,000 - Learn MoreShow Less
18 Mo CD
1.65% $1,000 - Learn MoreShow Less
24 Mo CD
1.90% $1,000 - Learn MoreShow Less
36 Mo CD
2.15% $1,000 - Learn MoreShow Less

Loan Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SANTA ROSA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($122) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Santa Rosa County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Santa Rosa County Locations

Financial Details

Santa Rosa County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Rosa County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Rosa County U.S. Average
2.16% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Santa Rosa County had $362,239 in non-current loans and $4,116 in owned assets. To cover these potential losses it had $16,635,812 in net worth and $288,420 in loans loss reserves. That gives it a Texas Ratio of 2.16%.

Net Worth
Santa Rosa County U.S. Average
11.98% 13.65%

Santa Rosa County FCU has a net worth of 11.98% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Santa Rosa County

Branches and Savings

What is Santa Rosa County?

A federal credit union, registered with the NCUA under certificate #11780.
Learn more about credit unions here.

Is Santa Rosa County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Santa Rosa County?

Please see Field of Membership information above for information on who is eligible to join.

What are Santa Rosa County's share account and share certificate rates?

Santa Rosa County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Santa Rosa County?

Santa Rosa County has total capital of $16.64 million. Full information on Santa Rosa County's financial position is located above.

Who owns Santa Rosa County?

Credit Unions are owned by their members.

Where are Santa Rosa County branches located?

See branch locations nearby.

Are Santa Rosa County ATMs Open 24/7?

Do Santa Rosa County ATMs accept cash deposits?

Can Santa Rosa County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Santa Rosa County have a mobile app?

Does Santa Rosa County have mobile deposit?

Does Santa Rosa County have quick pay?

How can Santa Rosa County transfer money to other banks or credit unions?

Does Santa Rosa County report to credit bureaus?

Does Santa Rosa County use Chexsystems?

Does Santa Rosa County use Equifax?

What is Santa Rosa County's toll free phone number?

What is Santa Rosa County's ACH Routing Number?

What is Santa Rosa County's SWIFT code?

Where can I find Santa Rosa County's wire transfer form?

What is the Santa Rosa County address for deposits?

What Products Does Santa Rosa County Offer

Does Santa Rosa County offer mortgages?

Compare mortgage rates here.

Does Santa Rosa County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Santa Rosa County offer auto and RV loans?

Compare auto loan rates here.

Does Santa Rosa County offer student loans or personal loans?

Compare personal loan rates here.

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