Santa Rosa County Federal Credit Union
Headquarters
P.o. Box 841
Milton, FL 32572
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2024 Overview
General Credit Union Information
Santa Rosa County is an NCUA insured institution located in Milton, FL. It was founded in 1957 and has approximately $200.28 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11780 |
| Date Established | 1957 |
| Assets | $200.28 million |
| Loans | $90.46 million |
| Deposits | $181.63 million |
| Capital | $24.61 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Santa Rosa County, Florida. Immediate family members of an existing member are also eligible to join.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Santa Rosa County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Santa Rosa County
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Branches
Below are Santa Rosa County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SANTA ROSA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Santa Rosa County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Santa Rosa County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Santa Rosa County | U.S. Average |
|---|---|
| 5.00% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Santa Rosa County had $1,117,667 in non-current loans and $137,042 in owned assets. To cover these potential losses it had $24,605,435 in net worth and $511,077 in loans loss reserves. That gives it a Texas Ratio of 5.00%.
Net Worth
| Santa Rosa County | U.S. Average |
|---|---|
| 12.29% | 13.62% |
Santa Rosa County FCU has a net worth of 12.29% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Santa Rosa County
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