Fall River, MA 02721
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Santo Christo is an NCUA insured institution located in Fall River, MA. It was founded in 1954 and has approximately $12.56 millions in assets.

NCUA Insured Yes
Charter Number # # 9822
Date Established 1954
Assets $12.56 million
Loans $7.57 million
Deposits $11.29 million
Capital $1.23 million

Deposit Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Santo Christo

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Loan Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SANTO CHRISTO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,868 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Santo Christo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Santo Christo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santo Christo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santo Christo U.S. Average
14.09% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Santo Christo had $185,005 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,232,358 in net worth and $80,260 in loans loss reserves. That gives it a Texas Ratio of 14.09%.

Net Worth
Santo Christo U.S. Average
9.81% 13.61%

Santo Christo FCU has a net worth of 9.81% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Santo Christo

Branches and Savings

What is Santo Christo?

A federal credit union, registered with the NCUA under certificate #9822.
Learn more about credit unions here.

Is Santo Christo FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Santo Christo?

Please see Field of Membership information above for information on who is eligible to join.

What are Santo Christo's share account and share certificate rates?

Santo Christo's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Santo Christo?

Santo Christo has total capital of $1.23 million. Full information on Santo Christo's financial position is located above.

Who owns Santo Christo?

Credit Unions are owned by their members.

Where are Santo Christo branches located?

See branch locations nearby.

Are Santo Christo ATMs Open 24/7?

Do Santo Christo ATMs accept cash deposits?

Can Santo Christo customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Santo Christo have a mobile app?

Does Santo Christo have mobile deposit?

Does Santo Christo have quick pay?

How can Santo Christo transfer money to other banks or credit unions?

Does Santo Christo report to credit bureaus?

Does Santo Christo use Chexsystems?

Does Santo Christo use Equifax?

What is Santo Christo's toll free phone number?

What is Santo Christo's ACH Routing Number?

What is Santo Christo's SWIFT code?

Where can I find Santo Christo's wire transfer form?

What is the Santo Christo address for deposits?

What Products Does Santo Christo Offer

Does Santo Christo offer mortgages?

Compare mortgage rates here.

Does Santo Christo offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Santo Christo offer auto and RV loans?

Compare auto loan rates here.

Does Santo Christo offer student loans or personal loans?

Compare personal loan rates here.

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