Scranton Times Downtown

Headquarters

129 Penn Ave
Scranton, PA 18503
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Scranton Times Downtown is an NCUA insured institution located in Scranton, PA. It was founded in 1963 and has approximately $12.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15591
Date Established 1963
Assets $12.37 million
Loans $7.54 million
Deposits $11.39 million
Capital $0.97 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Scranton Times Downtown

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SCRANTON TIMES DOWNTOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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Note to SCRANTON TIMES DOWNTOWN
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Branches

Below are Scranton Times Downtown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Scranton Times Downtown Locations


Financial Details

Scranton Times Downtown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Scranton Times Downtown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Scranton Times Downtown U.S. Average
10.08% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Scranton Times Downtown had $6,371 in non-current loans and $93,943 in owned assets. To cover these potential losses it had $971,112 in net worth and $24,021 in loans loss reserves. That gives it a Texas Ratio of 10.08%.

Net Worth
Scranton Times Downtown U.S. Average
7.85% 12.67%

Scranton Times Downtown FCU has a net worth of 7.85% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Scranton Times Downtown

Branches and Savings

What is Scranton Times Downtown?

A federal credit union, registered with the NCUA under certificate #15591.
Learn more about credit unions here.

Is Scranton Times Downtown FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Scranton Times Downtown is insured by the NCUA.

Who can join Scranton Times Downtown?

Please see Field of Membership information above for information on who is eligible to join.

What are Scranton Times Downtown's share account and share certificate rates?

Scranton Times Downtown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Scranton Times Downtown?

Scranton Times Downtown has total capital of $0.97 million. Full information on Scranton Times Downtown's financial position is located above.

Who owns Scranton Times Downtown?

Credit Unions are owned by their members.

Where are Scranton Times Downtown branches located?

See branch locations nearby.

Are Scranton Times Downtown ATMs Open 24/7?

Do Scranton Times Downtown ATMs accept cash deposits?

Can Scranton Times Downtown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Scranton Times Downtown have a mobile app?

Does Scranton Times Downtown have mobile deposit?

Does Scranton Times Downtown have quick pay?

How can Scranton Times Downtown transfer money to other banks or credit unions?

Does Scranton Times Downtown report to credit bureaus?

Does Scranton Times Downtown use Chexsystems?

Does Scranton Times Downtown use Equifax?

What is Scranton Times Downtown's toll free phone number?

What is Scranton Times Downtown's ACH Routing Number?

What is Scranton Times Downtown's SWIFT code?

Where can I find Scranton Times Downtown's wire transfer form?

What is the Scranton Times Downtown address for deposits?

What Products Does Scranton Times Downtown Offer

Does Scranton Times Downtown offer mortgages?

Compare mortgage rates here.

Does Scranton Times Downtown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Scranton Times Downtown offer auto and RV loans?

Compare auto loan rates here.

Does Scranton Times Downtown offer student loans or personal loans?

Compare personal loan rates here.

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