SUPERIOR CREDIT UNION, INC

4230 ELIDA RD
Lima, OH 45807

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68665
Date Established 1954
Assets $978.52 million
Loans $585.98 million
Deposits $829.34 million
Capital $134.26 million

Superior Credit Union, Inc is an NCUA insured institution located in Lima, OH. It was founded in 1954 and has approximately $978.52 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Allen, Putnam, Auglaize, Van Wert, Mercer, Hardin, Defiance, Paulding, Henry, Wood, Hancock, Wyandot, Seneca, Marion, Logan, Union, or Shelby Counties in Ohio.

Deposit Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.00% $2,500 $24,999 Learn MoreShow Less
Money Market
1.10% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.80% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.30% $1,000 - Learn MoreShow Less
6 Mo CD
1.50% $1,000 - Learn MoreShow Less
12 Mo CD
1.80% $1,000 - Learn MoreShow Less
18 Mo CD
1.85% $1,000 - Learn MoreShow Less
24 Mo CD
1.90% $1,000 - Learn MoreShow Less
36 Mo CD
2.10% $1,000 - Learn MoreShow Less
48 Mo CD
2.20% $1,000 - Learn MoreShow Less
60 Mo CD
2.40% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $300 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.40% $1,000 $9,999 Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUPERIOR CREDIT UNION, INC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.538% 3.500% 0.50 $1,175 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to SUPERIOR CREDIT UNION, INC
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Branches

Below are Superior Credit Union, Inc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Superior Credit Union, Inc Locations


Financial Details

Superior Credit Union, Inc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Superior Credit Union, Inc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Superior Credit Union, Inc U.S. Average
2.87% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Superior Credit Union, Inc had $3,883,166 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $134,261,740 in net worth and $1,251,498 in loans loss reserves. That gives it a Texas Ratio of 2.87%.

Net Worth
Superior Credit Union, Inc U.S. Average
13.72% 13.47%

Superior Credit Union, Inc FCU has a net worth of 13.72% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Superior Credit Union, Inc

Branches and Savings

What is Superior Credit Union, Inc?

A federal credit union, registered with the NCUA under certificate #68665.
Learn more about credit unions here.

Is Superior Credit Union, Inc FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Superior Credit Union, Inc?

Please see Field of Membership information above for information on who is eligible to join.

What are Superior Credit Union, Inc's share account and share certificate rates?

Superior Credit Union, Inc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Superior Credit Union, Inc?

Superior Credit Union, Inc has total capital of $134.26 million. Full information on Superior Credit Union, Inc's financial position is located above.

Who owns Superior Credit Union, Inc?

Credit Unions are owned by their members.

Where are Superior Credit Union, Inc branches located?

See branch locations nearby.

Are Superior Credit Union, Inc ATMs Open 24/7?

Do Superior Credit Union, Inc ATMs accept cash deposits?

Can Superior Credit Union, Inc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Superior Credit Union, Inc have a mobile app?

Does Superior Credit Union, Inc have mobile deposit?

Does Superior Credit Union, Inc have quick pay?

How can Superior Credit Union, Inc transfer money to other banks or credit unions?

Does Superior Credit Union, Inc report to credit bureaus?

Does Superior Credit Union, Inc use Chexsystems?

Does Superior Credit Union, Inc use Equifax?

What is Superior Credit Union, Inc's toll free phone number?

What is Superior Credit Union, Inc's ACH Routing Number?

What is Superior Credit Union, Inc's SWIFT code?

Where can I find Superior Credit Union, Inc's wire transfer form?

What is the Superior Credit Union, Inc address for deposits?

What Products Does Superior Credit Union, Inc Offer

Does Superior Credit Union, Inc offer mortgages?

Compare mortgage rates here.

Does Superior Credit Union, Inc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Superior Credit Union, Inc offer auto and RV loans?

Compare auto loan rates here.

Does Superior Credit Union, Inc offer student loans or personal loans?

Compare personal loan rates here.

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